Compare quotes for your home in 84041! Compare the best 12 carriers in minutes.
Homeowners Insurance in 84041
In Layton, UT, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 84041 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 84041 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 84041 should appear in the zip code field ready to go.
84041 Homeowners Insurance Rates Are Considered: Very Low!
If your looking for a standard homeowners policy in Utah, you are going to see rates around the average home insurance premium per year of $581. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Layton home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.
Get 84041 Home Insurance Rates Now!
Best 3 Options to Compare in 84041
If you want homeowners insurance quotes within the city of Layton or in the 84041 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Layton, UT.
84041 Home Insurance Average Premiums
For the 84041, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $331 /yr. |
Average Coverage: | $581 /yr. |
2600 sq. ft. or higher (all discounts applied) | $881 /yr. |
What is the average home insurance cost for a home in 84041?
- • The average homeowners insurance premium paid annually for a home in 84041 is around $581 per year.
What does it cost on average per month for home insurance in 84041?
- • Homeowners in 84041 pay a monthly average cost per month around $48.00.
What kind of discount could I get if I combine my home and auto insurance together in 84041?
- • Autoowners in 84041 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Layton area, check out other zip codes nearby 84041.
Review average rates in another zip code:
84040 homeowners insurance rates
84041 homeowners insurance rates
Home Replacement Cost Coverage in 84041
Average Building Cost Per Square Foot in 84041: $189
Location: Layton, Utah (Davis County)Average Square Footage in 84041: 1,549 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 84041 before you start any project. Layton homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84041 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 84041 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,549 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Layton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $189 | 1,549 | $292,700 |
Additional Upgrades & Added Features | $236 | 1,549 | $365,875 |
Major Home Updates or Advancements | $284 | 1,549 | $439,050 |
It's important to understand that when you estimate your replacement cost of your home in the 84041 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 84041
Best Home & Auto Insurance Agencies in 84041
Ehrhart- Travis M
Address: 2704 N Hill Field Rd Layton, UT 84041Phone:
Website:
Info:
Travis M Ehrhart Ins Agcy Inc - State Farm Insurance Agent
Address: 2704 N Hill Field Rd, #3 Layton, UT 84041Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Allstate Insurance Companies
Address: 1014 W Gentile St Layton, UT 84041Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
Brenda J Freeman Ins Agcy Inc - State Farm Insurance Agent
Address: 975 N Main St, #2 Layton, UT 84041Phone:
Website: http://www.brendafreeman.com
Info:
Dunkley- Richard M - State Farm Insurance Agent
Address: 1706 N 1200 W, #3 Layton, UT 84041Phone:
Website:
Info:
Housing Demographics for 84041
Population Review for 84041 Zip Code
For the city of Layton, the population within 84041 has increased to over 58,458 residents in population size. The current population total is 55,289. We have broken down the population based on race below. In 84041, there are over 27910 in male population and 27379 females.
Population | Values |
---|---|
Total Population | 55,289 |
White Population | 43151 |
Black Population | 869 |
Hispanic Population | 8855 |
Asian Population | 1277 |
Hawaiian Population | 444 |
Indian Population | 539 |
Other Population | 3771 |
Male Population | 27910 |
Female Population | 27379 |
Population Estimate | 58458 |
Household Data for 84041
The average number of homes in 84041 is around 17,819, there are an average of 3.08 per household. The average house value according to local real estate values is around $292,700. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 17,819 |
Persons Per Household | 3.08 |
Average House Value | $292,700 |
Income Per Household | $76615 |
Median Age | 29.5 |
Median Age Male | 28.7 |
Median Age Female | 30.5 |
84041 Details | Values |
---|---|
State | UT |
State Full Name | Utah |
City Type | P |
City Alias Abbreviation | |
Area Code | 801 |
City | Layton |
City Alias Name | LAYTON |
County | Davis |
County FIPS | 011 |
State FIPS | 49 |
Time Zone | 7 |
Day Light Saving | Y |
MSA | 7160 |
PMSA | |
CSA | 482 |
CBSA | 36260 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Ogden, UT |
MSA_Name | Salt Lake City-Ogden, UT MSA |
PMSA_Name | |
Region | West |
Division | Mountain |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1534 |
Number Of Employees | 22701 |
Business First Quarter Payroll | 222238 |
Business Annual Payroll | 986438 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 547184 |
CBSA Division Population | 0 |
Congressional District | 01 |
Congressional LandArea | 19560.79 |
Delivery Residential | 18980 |
Delivery Business | 1476 |
Delivery Total | 23081 |
Preferred Last Line Key | Z16101 |
Classification Code | |
Multi-County | |
CSA Name | Salt Lake City-Provo-Orem, UT-ID |
CBSA_DIV_Name | |
City State Key | Z16101 |
Land Area | 14.929000 |
Water Area | 0.036000 |
City Alias Code | |
City Mixed Case | Layton |
City Alias Mixed Case | Layton |
Box Count | 375 |
SFDU | 8512 |
MFDU | 1399 |
State ANSI | 49 |
County ANSI | 011 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 494760 |
Unique ZIP Name | |
SSA State County Code | 46050 |
Medicare CBSA Code | 36260 |
Medicare CBSA Name | Ogden-Clearfield, UT |
Medicare CBSA Type | Metro |
Market Rating Area ID | 3 |
County Mixed Case | Davis |
Utah Homeowners Insurance News & Information
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While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]