Get multiple home insurance quotes in 84046. Our licensed 84046, UT agents are ready to serve you.

84046 Home Insurance Quotes & Rates

Currently, the 291 homes within the 84046 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Utah is around $562 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Manila, UT, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 84046.

Utah is now ranking #49 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Manila home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Utah has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 84046 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Manila, Utah home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Manila, UT Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

84046 Home Insurance Average Premiums

Local 84046 homeowners insurance quotes comparison

$312 /yr.

Shows Zip Code: 84046 lowest rates with discounts applied on average.

For the 84046, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$312 /yr.
Average Coverage:$562 /yr.
2600 sq. ft. or higher
(all discounts applied)
$862 /yr.

What is the average home insurance cost for a home in 84046?

  • • The average homeowners insurance premium paid annually for a home in 84046 is around $562 per year.

What does it cost on average per month for home insurance in 84046?

  • • Homeowners in 84046 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 84046?

  • • Autoowners in 84046 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Manila area, check out other zip codes nearby 84046.
Review average rates in another zip code:
84046 homeowners insurance rates

Home Replacement Cost Coverage in 84046

Average Building Cost Per Square Foot in 84046: $189

Location: Manila, Utah (Daggett County)

Average Square Footage in 84046: 936 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84046 before you start any project. Manila homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84046 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84046 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 936 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Manila area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189936$176,900
Additional Upgrades & Added Features$236936$221,125
Major Home Updates or Advancements$284936$265,350

It's important to understand that when you estimate your replacement cost of your home in the 84046 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84046

Best Home & Auto Insurance Agencies in 84046

Housing Demographics for 84046

Population Review for 84046 Zip Code

For the city of Manila, the population within 84046 has increased to over 26 residents in population size. The current population total is 698. We have broken down the population based on race below. In 84046, there are over 386 in male population and 312 females.

PopulationValues
Total Population698
White Population663
Black Population3
Hispanic Population20
Asian Population1
Hawaiian Population2
Indian Population0
Other Population1
Male Population386
Female Population312
Population Estimate26

Household Data for 84046

The average number of homes in 84046 is around 291, there are an average of 2.40 per household. The average house value according to local real estate values is around $176,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode291
Persons Per Household2.40
Average House Value$176,900
Income Per Household$57917
Median Age48.4
Median Age Male48.0
Median Age Female48.6
84046 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityManila
City Alias NameMANILA
CountyDaggett
County FIPS009
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees29
Business First Quarter Payroll129
Business Annual Payroll1653
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential11
Delivery Business0
Delivery Total10848
Preferred Last Line KeyZ16126
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16126
Land Area112.813000
Water Area1.132000
City Alias Code
City Mixed CaseManila
City Alias Mixed CaseManila
Box Count397
SFDU11
MFDU0
State ANSI49
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number495338
Unique ZIP Name
SSA State County Code46040
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseDaggett

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]