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Homeowners Insurance coverage in 84056

If you are a homeowner in 84056 or Hill Afb, UT you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Hill Afb.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 84056.

Learn more about our homeowners insurance shopping service by selecting the best Hill Afb, UT Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 84056?

Residents of Hill Afb have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Utah? While Utah is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Utah comes in at 49 in the country for homeowners insurance premiums.

If you are living in 84056 zipcode, expect to pay around $589 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Hill Afb does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

84056 Home Insurance Average Premiums

Local 84056 homeowners insurance quotes comparison

$339 /yr.

Shows Zip Code: 84056 lowest rates with discounts applied on average.

For the 84056, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$339 /yr.
Average Coverage:$589 /yr.
2600 sq. ft. or higher
(all discounts applied)
$889 /yr.

What is the average home insurance cost for a home in 84056?

  • • The average homeowners insurance premium paid annually for a home in 84056 is around $589 per year.

What does it cost on average per month for home insurance in 84056?

  • • Homeowners in 84056 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84056?

  • • Autoowners in 84056 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hill Afb area, check out other zip codes nearby 84056.
Review average rates in another zip code:
84056 homeowners insurance rates

Home Replacement Cost Coverage in 84056

Average Building Cost Per Square Foot in 84056: $189

Location: Hill Afb, Utah (Davis County)

Average Square Footage in 84056: 873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84056 before you start any project. Hill Afb homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84056 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84056 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 873 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hill Afb area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189873$165,000
Additional Upgrades & Added Features$236873$206,250
Major Home Updates or Advancements$284873$247,500

It's important to understand that when you estimate your replacement cost of your home in the 84056 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84056

Best Home & Auto Insurance Agencies in 84056

Housing Demographics for 84056

Population Review for 84056 Zip Code

For the city of Hill Afb, the population within 84056 has increased to over 3,731 residents in population size. The current population total is 4,088. We have broken down the population based on race below. In 84056, there are over 2245 in male population and 1843 females.

PopulationValues
Total Population4,088
White Population2882
Black Population275
Hispanic Population699
Asian Population86
Hawaiian Population43
Indian Population22
Other Population149
Male Population2245
Female Population1843
Population Estimate3731

Household Data for 84056

The average number of homes in 84056 is around 1,073, there are an average of 3.43 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,073
Persons Per Household3.43
Average House Value$165,000
Income Per Household$61700
Median Age22.7
Median Age Male22.1
Median Age Female23.7
84056 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias Abbreviation
Area Code801
CityHill Afb
City Alias NameHILL AFB
CountyDavis
County FIPS011
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA36260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOgden, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses86
Number Of Employees1736
Business First Quarter Payroll37837
Business Annual Payroll149288
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population547184
CBSA Division Population0
Congressional District01
Congressional LandArea19560.79
Delivery Residential1088
Delivery Business4
Delivery Total1171
Preferred Last Line KeyZ16049
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16049
Land Area9.637000
Water Area0.024000
City Alias Code
City Mixed CaseHill AFB
City Alias Mixed CaseHill AFB
Box Count68
SFDU68
MFDU2
State ANSI49
County ANSI011
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number491598
Unique ZIP Name
SSA State County Code46050
Medicare CBSA Code36260
Medicare CBSA NameOgden-Clearfield, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDavis

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]