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84058 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 84058 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Orem, UT quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 84058.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 84058 and start shopping.

Quickly and Easily Compare Average Rates for 84058

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Orem, UT home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 84058

Homeowners in Orem are paying roughly $516 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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84058 Home Insurance Average Premiums

Local 84058 homeowners insurance quotes comparison

$266 /yr.

Shows Zip Code: 84058 lowest rates with discounts applied on average.

For the 84058, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$266 /yr.
Average Coverage:$516 /yr.
2600 sq. ft. or higher
(all discounts applied)
$816 /yr.

What is the average home insurance cost for a home in 84058?

  • • The average homeowners insurance premium paid annually for a home in 84058 is around $516 per year.

What does it cost on average per month for home insurance in 84058?

  • • Homeowners in 84058 pay a monthly average cost per month around $43.00.

What kind of discount could I get if I combine my home and auto insurance together in 84058?

  • • Autoowners in 84058 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Orem area, check out other zip codes nearby 84058.
Review average rates in another zip code:
84097 homeowners insurance rates
84058 homeowners insurance rates
84057 homeowners insurance rates

Home Replacement Cost Coverage in 84058

Average Building Cost Per Square Foot in 84058: $189

Location: Orem, Utah (Utah County)

Average Square Footage in 84058: 1,719 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84058 before you start any project. Orem homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84058 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84058 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,719 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Orem area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,719$324,900
Additional Upgrades & Added Features$2361,719$406,125
Major Home Updates or Advancements$2841,719$487,350

It's important to understand that when you estimate your replacement cost of your home in the 84058 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84058

Farmers Insurance Kyle Fuller

Address: 214 East 800 South Orem, UT 84058
Phone: (801)224-5008
Website: www.farmers.com

Best Home & Auto Insurance Agencies in 84058

Farmers Insurance Kyle Fuller

Address: 214 E 800 S Orem, UT 84058
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Orton LUTCF, Douglas - Farmers Insurance

Address: 1015 S Orem Blvd Orem, UT 84058
Phone:
Website: http://www.provo.citysearch.com/profile/external/45069265/orem_ut/orton_lutcf_douglas_farmers_insurance.html
Info:

Chalmers III- Robert W - State Farm Insurance Agent

Address: 388 S State St Orem, UT 84058
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 84058

Population Review for 84058 Zip Code

For the city of Orem, the population within 84058 has increased to over 34,330 residents in population size. The current population total is 33,734. We have broken down the population based on race below. In 84058, there are over 17144 in male population and 16590 females.

PopulationValues
Total Population33,734
White Population24599
Black Population487
Hispanic Population6906
Asian Population759
Hawaiian Population525
Indian Population310
Other Population3218
Male Population17144
Female Population16590
Population Estimate34330

Household Data for 84058

The average number of homes in 84058 is around 10,188, there are an average of 3.06 per household. The average house value according to local real estate values is around $324,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,188
Persons Per Household3.06
Average House Value$324,900
Income Per Household$62994
Median Age25.4
Median Age Male25.5
Median Age Female25.3
84058 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code385/801
CityOrem
City Alias NameOREM
CountyUtah
County FIPS049
State FIPS49
Time Zone7
Day Light SavingY
MSA6520
PMSA
CSA482
CBSA39340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvo-Orem-Lehi, UT
MSA_NameProvo-Orem, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses952
Number Of Employees13761
Business First Quarter Payroll130266
Business Annual Payroll577734
Business Employment Flag
Growth Rank76
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13935
Growth Increase Percentage2.7
Metropolitan DetailsValues
CBSA Population526810
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential11219
Delivery Business884
Delivery Total16166
Preferred Last Line KeyZ16197
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16197
Land Area8.028000
Water Area0.000000
City Alias Code
City Mixed CaseOrem
City Alias Mixed CaseOrem
Box Count0
SFDU5086
MFDU1253
State ANSI49
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number496630
Unique ZIP Name
SSA State County Code46240
Medicare CBSA Code39340
Medicare CBSA NameProvo-Orem, UT
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseUtah

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]