Get multiple home insurance quotes in 84061. Our licensed 84061, UT agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 84061

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 84061, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Peoa, UT from a list of top tier nationwide insurers.

Our Utah licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 84061 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 84061

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Peoa, UT home insurance quotes in your local city and review the most competitive coverages and premiums.

84061 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Peoa we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 84061, homeowners are seeing rates around 478 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 84061!

84061 Home Insurance Average Premiums

Local 84061 homeowners insurance quotes comparison

$228 /yr.

Shows Zip Code: 84061 lowest rates with discounts applied on average.

For the 84061, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$228 /yr.
Average Coverage:$478 /yr.
2600 sq. ft. or higher
(all discounts applied)
$778 /yr.

What is the average home insurance cost for a home in 84061?

  • • The average homeowners insurance premium paid annually for a home in 84061 is around $478 per year.

What does it cost on average per month for home insurance in 84061?

  • • Homeowners in 84061 pay a monthly average cost per month around $40.00.

What kind of discount could I get if I combine my home and auto insurance together in 84061?

  • • Autoowners in 84061 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Peoa area, check out other zip codes nearby 84061.
Review average rates in another zip code:
84061 homeowners insurance rates

Home Replacement Cost Coverage in 84061

Average Building Cost Per Square Foot in 84061: $189

Location: Peoa, Utah (Summit County)

Average Square Footage in 84061: 3,187 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84061 before you start any project. Peoa homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84061 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84061 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,187 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Peoa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1893,187$602,300
Additional Upgrades & Added Features$2363,187$752,875
Major Home Updates or Advancements$2843,187$903,450

It's important to understand that when you estimate your replacement cost of your home in the 84061 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84061

Best Home & Auto Insurance Agencies in 84061

Housing Demographics for 84061

Population Review for 84061 Zip Code

For the city of Peoa, the population within 84061 has increased to over 420 residents in population size. The current population total is 514. We have broken down the population based on race below. In 84061, there are over 260 in male population and 254 females.

PopulationValues
Total Population514
White Population455
Black Population1
Hispanic Population53
Asian Population1
Hawaiian Population1
Indian Population1
Other Population24
Male Population260
Female Population254
Population Estimate420

Household Data for 84061

The average number of homes in 84061 is around 180, there are an average of 2.86 per household. The average house value according to local real estate values is around $602,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode180
Persons Per Household2.86
Average House Value$602,300
Income Per Household$100347
Median Age40.1
Median Age Male38.6
Median Age Female42.0
84061 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias Abbreviation
Area Code435
CityPeoa
City Alias NamePEOA
CountySummit
County FIPS043
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA482
CBSA25720
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHeber, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees64
Business First Quarter Payroll582
Business Annual Payroll3606
Business Employment Flag
Growth Rank36
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number1270
Growth Increase Percentage3.5
Metropolitan DetailsValues
CBSA Population23530
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential147
Delivery Business4
Delivery Total917
Preferred Last Line KeyZ16210
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16210
Land Area54.790000
Water Area0.013000
City Alias Code
City Mixed CasePeoa
City Alias Mixed CasePeoa
Box Count0
SFDU87
MFDU0
State ANSI49
County ANSI043
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number494216
Unique ZIP Name
SSA State County Code46210
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseSummit

Utah Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]