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Searching for Homeowners Insurance in 84064

If you are a homeowners that lives in 84064 you may be searching for more affordable homeowners insurance in Randolph. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Randolph, UT. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Utah licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 84064 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Randolph, UT home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 84064 Home Insurance Costs: very low!

In Randolph, homeowners are paying roughly $595 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 84064 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Randolph are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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84064 Home Insurance Average Premiums

Local 84064 homeowners insurance quotes comparison

$345 /yr.

Shows Zip Code: 84064 lowest rates with discounts applied on average.

For the 84064, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$345 /yr.
Average Coverage:$595 /yr.
2600 sq. ft. or higher
(all discounts applied)
$895 /yr.

What is the average home insurance cost for a home in 84064?

  • • The average homeowners insurance premium paid annually for a home in 84064 is around $595 per year.

What does it cost on average per month for home insurance in 84064?

  • • Homeowners in 84064 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 84064?

  • • Autoowners in 84064 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Randolph area, check out other zip codes nearby 84064.
Review average rates in another zip code:
84064 homeowners insurance rates

Home Replacement Cost Coverage in 84064

Average Building Cost Per Square Foot in 84064: $189

Location: Randolph, Utah (Rich County)

Average Square Footage in 84064: 794 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84064 before you start any project. Randolph homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84064 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84064 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 794 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Randolph area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189794$150,000
Additional Upgrades & Added Features$236794$187,500
Major Home Updates or Advancements$284794$225,000

It's important to understand that when you estimate your replacement cost of your home in the 84064 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84064

Best Home & Auto Insurance Agencies in 84064

Housing Demographics for 84064

Population Review for 84064 Zip Code

For the city of Randolph, the population within 84064 has increased to over 0 residents in population size. The current population total is 744. We have broken down the population based on race below. In 84064, there are over 406 in male population and 338 females.

PopulationValues
Total Population744
White Population698
Black Population5
Hispanic Population29
Asian Population0
Hawaiian Population4
Indian Population1
Other Population14
Male Population406
Female Population338
Population Estimate0

Household Data for 84064

The average number of homes in 84064 is around 240, there are an average of 3.08 per household. The average house value according to local real estate values is around $150,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode240
Persons Per Household3.08
Average House Value$150,000
Income Per Household$75069
Median Age35.9
Median Age Male35.2
Median Age Female37.3
84064 DetailsValues
StateUT
State Full NameUtah
City TypeZ
City Alias Abbreviation
Area Code435
CityRandolph
City Alias NameRANDOLPH
CountyRich
County FIPS033
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA21740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameEvanston, WY-UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees225
Business First Quarter Payroll1532
Business Annual Payroll6929
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population21118
CBSA Division Population0
Congressional District01
Congressional LandArea19560.79
Delivery Residential0
Delivery Business0
Delivery Total320
Preferred Last Line KeyZ16234
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16234
Land Area176.418000
Water Area0.264000
City Alias Code
City Mixed CaseRandolph
City Alias Mixed CaseRandolph
Box Count266
SFDU0
MFDU0
State ANSI49
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number497276
Unique ZIP Name
SSA State County Code46160
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseRich

Utah Homeowners Insurance News & Information

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    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]