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Home Insurance Rates in 84073

For homeowners shopping online in 84073, our insurance rates are very competitive for homeowners living in Talmage, UT. Many homeowners based out of the great city of Talmage have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 84073, simply click the "Get Multiple Quotes Now" button. Your 84073 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Talmage, UT Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

84073 Home Insurance Rating is: Very Low!

If you live in 84073, you can easily save up to 40% off the average home insurance premium of $597 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Talmage can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 84073 today!

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84073 Home Insurance Average Premiums

Local 84073 homeowners insurance quotes comparison

$347 /yr.

Shows Zip Code: 84073 lowest rates with discounts applied on average.

For the 84073, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$347 /yr.
Average Coverage:$597 /yr.
2600 sq. ft. or higher
(all discounts applied)
$897 /yr.

What is the average home insurance cost for a home in 84073?

  • • The average homeowners insurance premium paid annually for a home in 84073 is around $597 per year.

What does it cost on average per month for home insurance in 84073?

  • • Homeowners in 84073 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 84073?

  • • Autoowners in 84073 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Talmage area, check out other zip codes nearby 84073.
Review average rates in another zip code:
84073 homeowners insurance rates

Home Replacement Cost Coverage in 84073

Average Building Cost Per Square Foot in 84073: $189

Location: Talmage, Utah (Duchesne County)

Average Square Footage in 84073: 995 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84073 before you start any project. Talmage homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84073 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84073 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 995 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Talmage area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189995$188,100
Additional Upgrades & Added Features$236995$235,125
Major Home Updates or Advancements$284995$282,150

It's important to understand that when you estimate your replacement cost of your home in the 84073 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84073

Best Home & Auto Insurance Agencies in 84073

Housing Demographics for 84073

Population Review for 84073 Zip Code

For the city of Talmage, the population within 84073 has increased to over 161 residents in population size. The current population total is 211. We have broken down the population based on race below. In 84073, there are over 119 in male population and 92 females.

PopulationValues
Total Population211
White Population187
Black Population1
Hispanic Population6
Asian Population0
Hawaiian Population0
Indian Population12
Other Population3
Male Population119
Female Population92
Population Estimate161

Household Data for 84073

The average number of homes in 84073 is around 94, there are an average of 2.24 per household. The average house value according to local real estate values is around $188,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode94
Persons Per Household2.24
Average House Value$188,100
Income Per Household$56563
Median Age39.5
Median Age Male40.1
Median Age Female35.5
84073 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias Abbreviation
Area Code435
CityTalmage
City Alias NameTALMAGE
CountyDuchesne
County FIPS013
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees18
Business First Quarter Payroll293
Business Annual Payroll1167
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential72
Delivery Business0
Delivery Total72
Preferred Last Line Key004673
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key004673
Land Area27.581000
Water Area0.014000
City Alias Code
City Mixed CaseTalmage
City Alias Mixed CaseTalmage
Box Count0
SFDU0
MFDU14
State ANSI49
County ANSI013
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number492142
Unique ZIP Name
SSA State County Code46060
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseDuchesne

Utah Homeowners Insurance News & Information

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    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]