Get multiple home insurance quotes in 84074. Our licensed 84074, UT agents are ready to serve you.

Homeowners Insurance in 84074

In Tooele, UT, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 84074 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 84074 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 84074 should appear in the zip code field ready to go.

84074 Homeowners Insurance Rates Are Considered: Very Low!

If your looking for a standard homeowners policy in Utah, you are going to see rates around the average home insurance premium per year of $622. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Tooele home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 84074 Home Insurance Rates Now!

Best 3 Options to Compare in 84074

If you want homeowners insurance quotes within the city of Tooele or in the 84074 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Tooele, UT.

84074 Home Insurance Average Premiums

Local 84074 homeowners insurance quotes comparison

$372 /yr.

Shows Zip Code: 84074 lowest rates with discounts applied on average.

For the 84074, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$372 /yr.
Average Coverage:$622 /yr.
2600 sq. ft. or higher
(all discounts applied)
$922 /yr.

What is the average home insurance cost for a home in 84074?

  • • The average homeowners insurance premium paid annually for a home in 84074 is around $622 per year.

What does it cost on average per month for home insurance in 84074?

  • • Homeowners in 84074 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 84074?

  • • Autoowners in 84074 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tooele area, check out other zip codes nearby 84074.
Review average rates in another zip code:
84074 homeowners insurance rates

Home Replacement Cost Coverage in 84074

Average Building Cost Per Square Foot in 84074: $189

Location: Tooele, Utah (Tooele County)

Average Square Footage in 84074: 1,382 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84074 before you start any project. Tooele homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84074 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84074 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,382 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tooele area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,382$261,200
Additional Upgrades & Added Features$2361,382$326,500
Major Home Updates or Advancements$2841,382$391,800

It's important to understand that when you estimate your replacement cost of your home in the 84074 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84074

Allstate Insurance-Havens Insurance Agency - Bart R. Havens

Address: 220 Millpond Ste 103 Stansbury Park, UT 84074
Phone: (435)882-7885
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 84074

Wanlass- Jason C

Address: 88 E 700 N Tooele, UT 84074
Phone:
Website:
Info:

Michael C Gubler Ins Agcy Inc - State Farm Insurance Agent

Address: 108 E Vine St Tooele, UT 84074
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance-Havens Insurance Agency - Bart R. Havens

Address: 220 Millpond, #103 Stansbury Park, UT 84074
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 84074

Population Review for 84074 Zip Code

For the city of Tooele, the population within 84074 has increased to over 61,808 residents in population size. The current population total is 55,001. We have broken down the population based on race below. In 84074, there are over 27679 in male population and 27322 females.

PopulationValues
Total Population55,001
White Population45708
Black Population393
Hispanic Population7452
Asian Population455
Hawaiian Population605
Indian Population531
Other Population2691
Male Population27679
Female Population27322
Population Estimate61808

Household Data for 84074

The average number of homes in 84074 is around 16,611, there are an average of 3.28 per household. The average house value according to local real estate values is around $261,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,611
Persons Per Household3.28
Average House Value$261,200
Income Per Household$88478
Median Age31.0
Median Age Male30.4
Median Age Female31.5
84074 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityTooele
City Alias NameTOOELE
CountyTooele
County FIPS045
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses819
Number Of Employees8795
Business First Quarter Payroll72427
Business Annual Payroll329703
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential18844
Delivery Business711
Delivery Total19813
Preferred Last Line KeyZ16323
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16323
Land Area174.282000
Water Area0.853000
City Alias Code
City Mixed CaseTooele
City Alias Mixed CaseTooele
Box Count327
SFDU11474
MFDU512
State ANSI49
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number498840
Unique ZIP Name
SSA State County Code46220
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseTooele

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]