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84081 Home Insurance Quotes & Rates

Currently, the 14,045 homes within the 84081 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Utah is around $590 per year for a standard HO-3 homeowners policy. A standard homeowners policy in West Jordan, UT, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 84081.

Utah is now ranking #49 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 West Jordan home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Utah has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 84081 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your West Jordan, Utah home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For West Jordan, UT Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

84081 Home Insurance Average Premiums

Local 84081 homeowners insurance quotes comparison

$340 /yr.

Shows Zip Code: 84081 lowest rates with discounts applied on average.

For the 84081, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$340 /yr.
Average Coverage:$590 /yr.
2600 sq. ft. or higher
(all discounts applied)
$890 /yr.

What is the average home insurance cost for a home in 84081?

  • • The average homeowners insurance premium paid annually for a home in 84081 is around $590 per year.

What does it cost on average per month for home insurance in 84081?

  • • Homeowners in 84081 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84081?

  • • Autoowners in 84081 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Jordan area, check out other zip codes nearby 84081.
Review average rates in another zip code:
84084 homeowners insurance rates
84088 homeowners insurance rates
84081 homeowners insurance rates

Home Replacement Cost Coverage in 84081

Average Building Cost Per Square Foot in 84081: $189

Location: West Jordan, Utah (Salt Lake County)

Average Square Footage in 84081: 1,968 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84081 before you start any project. West Jordan homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84081 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84081 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,968 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Jordan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,968$371,900
Additional Upgrades & Added Features$2361,968$464,875
Major Home Updates or Advancements$2841,968$557,850

It's important to understand that when you estimate your replacement cost of your home in the 84081 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84081

Best Home & Auto Insurance Agencies in 84081

Housing Demographics for 84081

Population Review for 84081 Zip Code

For the city of West Jordan, the population within 84081 has increased to over 56,315 residents in population size. The current population total is 51,426. We have broken down the population based on race below. In 84081, there are over 25772 in male population and 25654 females.

PopulationValues
Total Population51,426
White Population36206
Black Population813
Hispanic Population11584
Asian Population1693
Hawaiian Population1135
Indian Population491
Other Population4845
Male Population25772
Female Population25654
Population Estimate56315

Household Data for 84081

The average number of homes in 84081 is around 14,045, there are an average of 3.65 per household. The average house value according to local real estate values is around $371,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,045
Persons Per Household3.65
Average House Value$371,900
Income Per Household$102651
Median Age29.3
Median Age Male28.5
Median Age Female30.0
84081 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code385/801
CityWest Jordan
City Alias NameWEST JORDAN
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses448
Number Of Employees5002
Business First Quarter Payroll58296
Business Annual Payroll246736
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District02|04
Congressional LandArea39987.95|2550.35
Delivery Residential15429
Delivery Business266
Delivery Total15604
Preferred Last Line KeyZ16379
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16379
Land Area15.470000
Water Area0.000000
City Alias Code
City Mixed CaseWest Jordan
City Alias Mixed CaseWest Jordan
Box Count0
SFDU3525
MFDU905
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number499588
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]