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84082 Homeowners Insurance Quotes & Rates

Wallsburg residents living within the 251 homes available in the zip code of 84082 are shopping online to compare cheaper and more affordable Wallsburg, UT home insurance rates. In the great city of Wallsburg, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Utah is around $522 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 84082 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 84082 home insurance rates today! Please give us a call now at 1-855-976-2656. For Wallsburg, UT Homeowners Insurance Quotes, Click to easily get started!

84082 Home Insurance Average Premiums

Local 84082 homeowners insurance quotes comparison

$272 /yr.

Shows Zip Code: 84082 lowest rates with discounts applied on average.

For the 84082, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$272 /yr.
Average Coverage:$522 /yr.
2600 sq. ft. or higher
(all discounts applied)
$822 /yr.

What is the average home insurance cost for a home in 84082?

  • • The average homeowners insurance premium paid annually for a home in 84082 is around $522 per year.

What does it cost on average per month for home insurance in 84082?

  • • Homeowners in 84082 pay a monthly average cost per month around $44.00.

What kind of discount could I get if I combine my home and auto insurance together in 84082?

  • • Autoowners in 84082 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wallsburg area, check out other zip codes nearby 84082.
Review average rates in another zip code:
84082 homeowners insurance rates

Home Replacement Cost Coverage in 84082

Average Building Cost Per Square Foot in 84082: $189

Location: Wallsburg, Utah (Wasatch County)

Average Square Footage in 84082: 2,320 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84082 before you start any project. Wallsburg homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84082 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84082 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,320 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wallsburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1892,320$438,400
Additional Upgrades & Added Features$2362,320$548,000
Major Home Updates or Advancements$2842,320$657,600

It's important to understand that when you estimate your replacement cost of your home in the 84082 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84082

Best Home & Auto Insurance Agencies in 84082

Housing Demographics for 84082

Population Review for 84082 Zip Code

For the city of Wallsburg, the population within 84082 has increased to over 549 residents in population size. The current population total is 832. We have broken down the population based on race below. In 84082, there are over 429 in male population and 403 females.

PopulationValues
Total Population832
White Population817
Black Population2
Hispanic Population12
Asian Population3
Hawaiian Population0
Indian Population0
Other Population3
Male Population429
Female Population403
Population Estimate549

Household Data for 84082

The average number of homes in 84082 is around 251, there are an average of 3.31 per household. The average house value according to local real estate values is around $438,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode251
Persons Per Household3.31
Average House Value$438,400
Income Per Household$137222
Median Age35.8
Median Age Male33.6
Median Age Female39.8
84082 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityWallsburg
City Alias NameWALLSBURG
CountyWasatch
County FIPS051
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA482
CBSA25720
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHeber, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees60
Business First Quarter Payroll565
Business Annual Payroll2577
Business Employment Flag
Growth Rank29
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number887
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population23530
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential166
Delivery Business4
Delivery Total11325
Preferred Last Line KeyZ16366
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16366
Land Area146.359000
Water Area0.000000
City Alias Code
City Mixed CaseWallsburg
City Alias Mixed CaseWallsburg
Box Count148
SFDU155
MFDU0
State ANSI49
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number499384
Unique ZIP Name
SSA State County Code46250
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseWasatch

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]