Get multiple home insurance quotes in 84087. Our licensed 84087, UT agents are ready to serve you.

84087 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 84087 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Woods Cross, UT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 84087 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Utah, like average Woods Cross homeowners insurance rates, coverage options or home insurance types, please select Woods Cross, UT Home Insurance Rates Online!

84087 Home Insurance Average Premiums

Local 84087 homeowners insurance quotes comparison

$321 /yr.

Shows Zip Code: 84087 lowest rates with discounts applied on average.

For the 84087, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$321 /yr.
Average Coverage:$571 /yr.
2600 sq. ft. or higher
(all discounts applied)
$871 /yr.

What is the average home insurance cost for a home in 84087?

  • • The average homeowners insurance premium paid annually for a home in 84087 is around $571 per year.

What does it cost on average per month for home insurance in 84087?

  • • Homeowners in 84087 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 84087?

  • • Autoowners in 84087 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Woods Cross area, check out other zip codes nearby 84087.
Review average rates in another zip code:
84087 homeowners insurance rates

Home Replacement Cost Coverage in 84087

Average Building Cost Per Square Foot in 84087: $189

Location: Woods Cross, Utah (Davis County)

Average Square Footage in 84087: 1,902 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84087 before you start any project. Woods Cross homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84087 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84087 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,902 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Woods Cross area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,902$359,500
Additional Upgrades & Added Features$2361,902$449,375
Major Home Updates or Advancements$2841,902$539,250

It's important to understand that when you estimate your replacement cost of your home in the 84087 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84087

Best Home & Auto Insurance Agencies in 84087

Allstate Insurance

Address: 2226 N 640 W West Bountiful, UT 84087
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 84087

Population Review for 84087 Zip Code

For the city of Woods Cross, the population within 84087 has increased to over 17,265 residents in population size. The current population total is 16,217. We have broken down the population based on race below. In 84087, there are over 8100 in male population and 8117 females.

PopulationValues
Total Population16,217
White Population13826
Black Population104
Hispanic Population1343
Asian Population248
Hawaiian Population262
Indian Population95
Other Population477
Male Population8100
Female Population8117
Population Estimate17265

Household Data for 84087

The average number of homes in 84087 is around 4,766, there are an average of 3.40 per household. The average house value according to local real estate values is around $359,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,766
Persons Per Household3.40
Average House Value$359,500
Income Per Household$102639
Median Age32.3
Median Age Male31.8
Median Age Female32.8
84087 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias Abbreviation
Area Code801/385
CityWoods Cross
City Alias NameWOODS CROSS
CountyDavis
County FIPS011
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA36260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOgden, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses390
Number Of Employees4964
Business First Quarter Payroll56524
Business Annual Payroll271024
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population547184
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential5078
Delivery Business373
Delivery Total5306
Preferred Last Line KeyZ18361
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ18361
Land Area13.858000
Water Area0.829000
City Alias Code
City Mixed CaseWoods Cross
City Alias Mixed CaseWoods Cross
Box Count7
SFDU3532
MFDU45
State ANSI49
County ANSI011
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number490850
Unique ZIP Name
SSA State County Code46050
Medicare CBSA Code36260
Medicare CBSA NameOgden-Clearfield, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDavis

Utah Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]