Get multiple home insurance quotes in 84119. Our licensed 84119, UT agents are ready to serve you.

84119 Homeowners Insurance Quotes & Rates

West Valley City residents living within the 16,839 homes available in the zip code of 84119 are shopping online to compare cheaper and more affordable West Valley City, UT home insurance rates. In the great city of West Valley City, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Utah is around $570 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 84119 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 84119 home insurance rates today! Please give us a call now at 1-855-976-2656. For West Valley City, UT Homeowners Insurance Quotes, Click to easily get started!

84119 Home Insurance Average Premiums

Local 84119 homeowners insurance quotes comparison

$320 /yr.

Shows Zip Code: 84119 lowest rates with discounts applied on average.

For the 84119, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$320 /yr.
Average Coverage:$570 /yr.
2600 sq. ft. or higher
(all discounts applied)
$870 /yr.

What is the average home insurance cost for a home in 84119?

  • • The average homeowners insurance premium paid annually for a home in 84119 is around $570 per year.

What does it cost on average per month for home insurance in 84119?

  • • Homeowners in 84119 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 84119?

  • • Autoowners in 84119 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Valley City area, check out other zip codes nearby 84119.
Review average rates in another zip code:
84119 homeowners insurance rates
84128 homeowners insurance rates
84120 homeowners insurance rates

Home Replacement Cost Coverage in 84119

Average Building Cost Per Square Foot in 84119: $189

Location: West Valley City, Utah (Salt Lake County)

Average Square Footage in 84119: 1,268 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84119 before you start any project. West Valley City homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84119 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84119 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,268 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Valley City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,268$239,600
Additional Upgrades & Added Features$2361,268$299,500
Major Home Updates or Advancements$2841,268$359,400

It's important to understand that when you estimate your replacement cost of your home in the 84119 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84119

Best Home & Auto Insurance Agencies in 84119

Rudy Luna Insurance Agency Inc - State Farm Insurance Agent

Address: 2196 W 3500 S West Valley City, UT 84119
Phone:
Website:
Info:

Housing Demographics for 84119

Population Review for 84119 Zip Code

For the city of West Valley City, the population within 84119 has increased to over 54,047 residents in population size. The current population total is 54,143. We have broken down the population based on race below. In 84119, there are over 28131 in male population and 26012 females.

PopulationValues
Total Population54,143
White Population24601
Black Population2274
Hispanic Population22692
Asian Population3173
Hawaiian Population2708
Indian Population1225
Other Population12922
Male Population28131
Female Population26012
Population Estimate54047

Household Data for 84119

The average number of homes in 84119 is around 16,839, there are an average of 3.08 per household. The average house value according to local real estate values is around $239,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,839
Persons Per Household3.08
Average House Value$239,600
Income Per Household$58909
Median Age31.2
Median Age Male31.0
Median Age Female31.4
84119 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias AbbreviationW VALLEY CITY
Area Code801/385
CityWest Valley City
City Alias NameWEST VALLEY CITY
CountySalt Lake
County FIPS035
State FIPS49
Time Zone7
Day Light SavingY
MSA7160
PMSA
CSA482
CBSA41620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSalt Lake City-Murray, UT
MSA_NameSalt Lake City-Ogden, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1598
Number Of Employees40275
Business First Quarter Payroll539609
Business Annual Payroll2253448
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1124197
CBSA Division Population0
Congressional District02|04
Congressional LandArea39987.95|2550.35
Delivery Residential17548
Delivery Business1868
Delivery Total23343
Preferred Last Line Key000064
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State Key000064
Land Area11.513000
Water Area0.053000
City Alias Code
City Mixed CaseWest Valley City
City Alias Mixed CaseWest Valley City
Box Count0
SFDU7021
MFDU3685
State ANSI49
County ANSI035
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497786
Unique ZIP Name
SSA State County Code46170
Medicare CBSA Code41620
Medicare CBSA NameSalt Lake City, UT
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSalt Lake

Utah Homeowners Insurance News & Information

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    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]