Get multiple home insurance quotes in 84309. Our licensed 84309, UT agents are ready to serve you.

Find the Best Home Insurance Rates in 84309

Shopping for homeowners insurance in 84309 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Deweyville, UT and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Utah licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 84309 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 84309

Find Deweyville, UT Homeowners Insurance Quotes to review the best coverage options in your area.

84309 Home Insurance Rating is: very low!

In 84309 the average premium is $579. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 84309, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 84309!

84309 Home Insurance Average Premiums

Local 84309 homeowners insurance quotes comparison

$329 /yr.

Shows Zip Code: 84309 lowest rates with discounts applied on average.

For the 84309, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$329 /yr.
Average Coverage:$579 /yr.
2600 sq. ft. or higher
(all discounts applied)
$879 /yr.

What is the average home insurance cost for a home in 84309?

  • • The average homeowners insurance premium paid annually for a home in 84309 is around $579 per year.

What does it cost on average per month for home insurance in 84309?

  • • Homeowners in 84309 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 84309?

  • • Autoowners in 84309 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Deweyville area, check out other zip codes nearby 84309.
Review average rates in another zip code:
84309 homeowners insurance rates

Home Replacement Cost Coverage in 84309

Average Building Cost Per Square Foot in 84309: $189

Location: Deweyville, Utah (Box Elder County)

Average Square Footage in 84309: 1,543 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84309 before you start any project. Deweyville homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84309 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84309 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,543 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Deweyville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,543$291,700
Additional Upgrades & Added Features$2361,543$364,625
Major Home Updates or Advancements$2841,543$437,550

It's important to understand that when you estimate your replacement cost of your home in the 84309 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84309

Best Home & Auto Insurance Agencies in 84309

Housing Demographics for 84309

Population Review for 84309 Zip Code

For the city of Deweyville, the population within 84309 has increased to over 754 residents in population size. The current population total is 654. We have broken down the population based on race below. In 84309, there are over 315 in male population and 339 females.

PopulationValues
Total Population654
White Population606
Black Population0
Hispanic Population29
Asian Population2
Hawaiian Population0
Indian Population0
Other Population13
Male Population315
Female Population339
Population Estimate754

Household Data for 84309

The average number of homes in 84309 is around 204, there are an average of 3.21 per household. The average house value according to local real estate values is around $291,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode204
Persons Per Household3.21
Average House Value$291,700
Income Per Household$88750
Median Age37.3
Median Age Male36.9
Median Age Female37.9
84309 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias Abbreviation
Area Code435
CityDeweyville
City Alias NameDEWEYVILLE
CountyBox Elder
County FIPS003
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA482
CBSA14940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBrigham City, UT-ID
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees18
Business First Quarter Payroll244
Business Annual Payroll963
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population49975
CBSA Division Population0
Congressional District01
Congressional LandArea19560.79
Delivery Residential235
Delivery Business1
Delivery Total261
Preferred Last Line KeyZ18364
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ18364
Land Area8.593000
Water Area0.000000
City Alias Code
City Mixed CaseDeweyville
City Alias Mixed CaseDeweyville
Box Count0
SFDU228
MFDU0
State ANSI49
County ANSI003
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number490918
Unique ZIP Name
SSA State County Code46010
Medicare CBSA Code36260
Medicare CBSA NameOgden-Clearfield, UT
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseBox Elder

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]