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Searching for Homeowners Insurance in 84311

If you are a homeowners that lives in 84311 you may be searching for more affordable homeowners insurance in Fielding. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Fielding, UT. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Utah licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 84311 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Fielding, UT home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 84311 Home Insurance Costs: very low!

In Fielding, homeowners are paying roughly $583 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 84311 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Fielding are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 84311 policy right now!

84311 Home Insurance Average Premiums

Local 84311 homeowners insurance quotes comparison

$333 /yr.

Shows Zip Code: 84311 lowest rates with discounts applied on average.

For the 84311, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$333 /yr.
Average Coverage:$583 /yr.
2600 sq. ft. or higher
(all discounts applied)
$883 /yr.

What is the average home insurance cost for a home in 84311?

  • • The average homeowners insurance premium paid annually for a home in 84311 is around $583 per year.

What does it cost on average per month for home insurance in 84311?

  • • Homeowners in 84311 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84311?

  • • Autoowners in 84311 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fielding area, check out other zip codes nearby 84311.
Review average rates in another zip code:
84311 homeowners insurance rates

Home Replacement Cost Coverage in 84311

Average Building Cost Per Square Foot in 84311: $189

Location: Fielding, Utah (Box Elder County)

Average Square Footage in 84311: 1,296 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84311 before you start any project. Fielding homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84311 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84311 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,296 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fielding area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,296$244,900
Additional Upgrades & Added Features$2361,296$306,125
Major Home Updates or Advancements$2841,296$367,350

It's important to understand that when you estimate your replacement cost of your home in the 84311 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84311

Best Home & Auto Insurance Agencies in 84311

Housing Demographics for 84311

Population Review for 84311 Zip Code

For the city of Fielding, the population within 84311 has increased to over 293 residents in population size. The current population total is 872. We have broken down the population based on race below. In 84311, there are over 431 in male population and 441 females.

PopulationValues
Total Population872
White Population820
Black Population2
Hispanic Population42
Asian Population1
Hawaiian Population0
Indian Population4
Other Population8
Male Population431
Female Population441
Population Estimate293

Household Data for 84311

The average number of homes in 84311 is around 262, there are an average of 3.33 per household. The average house value according to local real estate values is around $244,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode262
Persons Per Household3.33
Average House Value$244,900
Income Per Household$58125
Median Age33.2
Median Age Male32.9
Median Age Female33.3
84311 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityFielding
City Alias NameFIELDING
CountyBox Elder
County FIPS003
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA482
CBSA14940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBrigham City, UT-ID
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees72
Business First Quarter Payroll310
Business Annual Payroll1859
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population49975
CBSA Division Population0
Congressional District01
Congressional LandArea19560.79
Delivery Residential88
Delivery Business0
Delivery Total673
Preferred Last Line KeyZ15988
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ15988
Land Area8.924000
Water Area0.000000
City Alias Code
City Mixed CaseFielding
City Alias Mixed CaseFielding
Box Count251
SFDU88
MFDU0
State ANSI49
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number492652
Unique ZIP Name
SSA State County Code46010
Medicare CBSA Code36260
Medicare CBSA NameOgden-Clearfield, UT
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseBox Elder

Utah Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]