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Compare 84332 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Providence just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,482 neighbors looking to save on their home insurance policy in the local 84332 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 84332. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Utah rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Providence, UT home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Providence, UT

84332 Home Insurance Average Premiums

Local 84332 homeowners insurance quotes comparison

$317 /yr.

Shows Zip Code: 84332 lowest rates with discounts applied on average.

For the 84332, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$317 /yr.
Average Coverage:$567 /yr.
2600 sq. ft. or higher
(all discounts applied)
$867 /yr.

What is the average home insurance cost for a home in 84332?

  • • The average homeowners insurance premium paid annually for a home in 84332 is around $567 per year.

What does it cost on average per month for home insurance in 84332?

  • • Homeowners in 84332 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 84332?

  • • Autoowners in 84332 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Providence area, check out other zip codes nearby 84332.
Review average rates in another zip code:
84332 homeowners insurance rates

Home Replacement Cost Coverage in 84332

Average Building Cost Per Square Foot in 84332: $189

Location: Providence, Utah (Cache County)

Average Square Footage in 84332: 1,888 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84332 before you start any project. Providence homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84332 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84332 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,888 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Providence area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,888$356,900
Additional Upgrades & Added Features$2361,888$446,125
Major Home Updates or Advancements$2841,888$535,350

It's important to understand that when you estimate your replacement cost of your home in the 84332 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84332

Best Home & Auto Insurance Agencies in 84332

American Family Insurance-Troy Parker

Address: 517 West 100 South Providence, UT 84332
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/american_family_insurance_troy_parker-b2111360&mkt=63801
Info:

Housing Demographics for 84332

Population Review for 84332 Zip Code

For the city of Providence, the population within 84332 has increased to over 9,810 residents in population size. The current population total is 8,238. We have broken down the population based on race below. In 84332, there are over 4063 in male population and 4175 females.

PopulationValues
Total Population8,238
White Population7507
Black Population20
Hispanic Population429
Asian Population107
Hawaiian Population42
Indian Population22
Other Population163
Male Population4063
Female Population4175
Population Estimate9810

Household Data for 84332

The average number of homes in 84332 is around 2,482, there are an average of 3.31 per household. The average house value according to local real estate values is around $356,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,482
Persons Per Household3.31
Average House Value$356,900
Income Per Household$89167
Median Age32.1
Median Age Male30.0
Median Age Female33.8
84332 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityProvidence
City Alias NamePROVIDENCE
CountyCache
County FIPS005
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA30860
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLogan, UT-ID
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses323
Number Of Employees2257
Business First Quarter Payroll14999
Business Annual Payroll69516
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population125442
CBSA Division Population0
Congressional District01
Congressional LandArea19560.79
Delivery Residential2964
Delivery Business133
Delivery Total3368
Preferred Last Line KeyZ16231
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16231
Land Area3.994000
Water Area0.000000
City Alias Code
City Mixed CaseProvidence
City Alias Mixed CaseProvidence
Box Count216
SFDU1692
MFDU210
State ANSI49
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number497140
Unique ZIP Name
SSA State County Code46020
Medicare CBSA Code30860
Medicare CBSA NameLogan, UT-ID
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCache

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]