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Home Insurance in 84501

If your primary reason for shopping for homeowners insurance in the 84501 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Price, UT. Many homeowners that live in the 84501 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Utah licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 84501 zip code should already appear in the zip code field ready to go. For Price, UT Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 84501

Homeowners living in the city of Price are paying on average around $594 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 84501 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Utah home insurance premiums have been recently ranked 49 in the country in terms of the annual cost of premiums. Because premiums in 84501 are lower compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 84501 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Price. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

84501 Home Insurance Average Premiums

Local 84501 homeowners insurance quotes comparison

$344 /yr.

Shows Zip Code: 84501 lowest rates with discounts applied on average.

For the 84501, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$344 /yr.
Average Coverage:$594 /yr.
2600 sq. ft. or higher
(all discounts applied)
$894 /yr.

What is the average home insurance cost for a home in 84501?

  • • The average homeowners insurance premium paid annually for a home in 84501 is around $594 per year.

What does it cost on average per month for home insurance in 84501?

  • • Homeowners in 84501 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 84501?

  • • Autoowners in 84501 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Price area, check out other zip codes nearby 84501.
Review average rates in another zip code:
84501 homeowners insurance rates

Home Replacement Cost Coverage in 84501

Average Building Cost Per Square Foot in 84501: $189

Location: Price, Utah (Carbon County)

Average Square Footage in 84501: 879 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84501 before you start any project. Price homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84501 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84501 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 879 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Price area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189879$166,200
Additional Upgrades & Added Features$236879$207,750
Major Home Updates or Advancements$284879$249,300

It's important to understand that when you estimate your replacement cost of your home in the 84501 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84501

Allstate Insurance - Van Mays

Address: 161 E 100 N Price, UT 84501
Phone: (435)637-3344
Website:

Best Home & Auto Insurance Agencies in 84501

State Farm Insurance CO

Address: 190 N Carbon Ave Price, UT 84501
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - Van Mays

Address: 161 E 100 N Price, UT 84501
Phone:
Website:
Info:

Marty R Mason Claims Representative

Address: 925 N 100 E Price, UT 84501
Phone:
Website:
Info:

Housing Demographics for 84501

Population Review for 84501 Zip Code

For the city of Price, the population within 84501 has increased to over 13,403 residents in population size. The current population total is 13,111. We have broken down the population based on race below. In 84501, there are over 6579 in male population and 6532 females.

PopulationValues
Total Population13,111
White Population11337
Black Population50
Hispanic Population1692
Asian Population49
Hawaiian Population26
Indian Population203
Other Population412
Male Population6579
Female Population6532
Population Estimate13403

Household Data for 84501

The average number of homes in 84501 is around 4,951, there are an average of 2.58 per household. The average house value according to local real estate values is around $166,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,951
Persons Per Household2.58
Average House Value$166,200
Income Per Household$50750
Median Age37.7
Median Age Male36.5
Median Age Female38.6
84501 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityPrice
City Alias NamePRICE
CountyCarbon
County FIPS007
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA39220
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePrice, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses374
Number Of Employees4265
Business First Quarter Payroll39925
Business Annual Payroll167040
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population21403
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential5195
Delivery Business471
Delivery Total6054
Preferred Last Line KeyZ16229
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16229
Land Area215.560000
Water Area0.022000
City Alias Code
City Mixed CasePrice
City Alias Mixed CasePrice
Box Count250
SFDU4133
MFDU185
State ANSI49
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497106
Unique ZIP Name
SSA State County Code46030
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseCarbon

Utah Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]