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84511 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 84511 zip code it's important to know that our rates are very competitive for homeowners living in Blanding, UT. Many homeowners based out of your 84511 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 84511 should appear in the zip code field ready to go. For Blanding, UT Homeowners Insurance Quotes nearby, we offer the best rates and service.

84511: Average Home Insurance Rates

For homeowners living in the great city of Blanding, the average homeowners policy is considered very low in comparison to other states. Utah premiums are estimated to be around $578 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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84511 Home Insurance Average Premiums

Local 84511 homeowners insurance quotes comparison

$328 /yr.

Shows Zip Code: 84511 lowest rates with discounts applied on average.

For the 84511, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$328 /yr.
Average Coverage:$578 /yr.
2600 sq. ft. or higher
(all discounts applied)
$878 /yr.

What is the average home insurance cost for a home in 84511?

  • • The average homeowners insurance premium paid annually for a home in 84511 is around $578 per year.

What does it cost on average per month for home insurance in 84511?

  • • Homeowners in 84511 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 84511?

  • • Autoowners in 84511 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Blanding area, check out other zip codes nearby 84511.
Review average rates in another zip code:
84511 homeowners insurance rates

Home Replacement Cost Coverage in 84511

Average Building Cost Per Square Foot in 84511: $189

Location: Blanding, Utah (San Juan County)

Average Square Footage in 84511: 1,102 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84511 before you start any project. Blanding homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84511 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84511 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,102 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Blanding area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,102$208,200
Additional Upgrades & Added Features$2361,102$260,250
Major Home Updates or Advancements$2841,102$312,300

It's important to understand that when you estimate your replacement cost of your home in the 84511 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84511

Best Home & Auto Insurance Agencies in 84511

Housing Demographics for 84511

Population Review for 84511 Zip Code

For the city of Blanding, the population within 84511 has increased to over 4,538 residents in population size. The current population total is 4,603. We have broken down the population based on race below. In 84511, there are over 2255 in male population and 2348 females.

PopulationValues
Total Population4,603
White Population2833
Black Population17
Hispanic Population275
Asian Population27
Hawaiian Population41
Indian Population1361
Other Population63
Male Population2255
Female Population2348
Population Estimate4538

Household Data for 84511

The average number of homes in 84511 is around 1,420, there are an average of 3.10 per household. The average house value according to local real estate values is around $208,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,420
Persons Per Household3.10
Average House Value$208,200
Income Per Household$62452
Median Age30.5
Median Age Male29.4
Median Age Female32.0
84511 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityBlanding
City Alias NameBLANDING
CountySan Juan
County FIPS037
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses116
Number Of Employees1169
Business First Quarter Payroll9982
Business Annual Payroll44944
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential1464
Delivery Business117
Delivery Total1779
Preferred Last Line KeyZ15824
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15824
Land Area183.582000
Water Area0.057000
City Alias Code
City Mixed CaseBlanding
City Alias Mixed CaseBlanding
Box Count192
SFDU14
MFDU0
State ANSI49
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number490646
Unique ZIP Name
SSA State County Code46180
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSan Juan

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]