Get multiple home insurance quotes in 84512. Our licensed 84512, UT agents are ready to serve you.

Home Insurance in 84512

Our rates are very competitive for homeowners living in the 84512 zip code. Many homeowners based out of Bluff, UT have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our UT licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 84512 should appear in the zip code field ready to go.

84512 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Bluff area? The average homeowners premium in 84512 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 84512, you can expect to pay around $587 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 84512 Today!

Get Home Insurance Quotes in 84512

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Utah. Start your 84512 home insurance shopping today!

  1. Bluff, UT Home Insurance Quotes

84512 Home Insurance Average Premiums

Local 84512 homeowners insurance quotes comparison

$337 /yr.

Shows Zip Code: 84512 lowest rates with discounts applied on average.

For the 84512, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$337 /yr.
Average Coverage:$587 /yr.
2600 sq. ft. or higher
(all discounts applied)		$887 /yr.

What is the average home insurance cost for a home in 84512?

  • • The average homeowners insurance premium paid annually for a home in 84512 is around $587 per year.

What does it cost on average per month for home insurance in 84512?

  • • Homeowners in 84512 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84512?

  • • Autoowners in 84512 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bluff area, check out other zip codes nearby 84512.
Review average rates in another zip code:
84512 homeowners insurance rates

Home Replacement Cost Coverage in 84512

Average Building Cost Per Square Foot in 84512: $189

Location: Bluff, Utah (San Juan County)

Average Square Footage in 84512: 392 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84512 before you start any project. Bluff homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84512 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84512 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 392 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bluff area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189392$74,000
Additional Upgrades & Added Features$236392$92,500
Major Home Updates or Advancements$284392$111,000

It's important to understand that when you estimate your replacement cost of your home in the 84512 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84512

Best Home & Auto Insurance Agencies in 84512

Housing Demographics for 84512

Population Review for 84512 Zip Code

For the city of Bluff, the population within 84512 has increased to over 0 residents in population size. The current population total is 920. We have broken down the population based on race below. In 84512, there are over 453 in male population and 467 females.

PopulationValues
Total Population920
White Population180
Black Population3
Hispanic Population16
Asian Population7
Hawaiian Population1
Indian Population706
Other Population1
Male Population453
Female Population467
Population Estimate0

Household Data for 84512

The average number of homes in 84512 is around 334, there are an average of 2.75 per household. The average house value according to local real estate values is around $74,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode334
Persons Per Household2.75
Average House Value$74,000
Income Per Household$45750
Median Age42.2
Median Age Male38.6
Median Age Female45.9
84512 DetailsValues
StateUT
State Full NameUtah
City TypeZ
City Alias Abbreviation
Area Code435
CityBluff
City Alias NameBLUFF
CountySan Juan
County FIPS037
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees139
Business First Quarter Payroll524
Business Annual Payroll3243
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential0
Delivery Business0
Delivery Total1901
Preferred Last Line KeyZ15828
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15828
Land Area296.216000
Water Area2.321000
City Alias Code
City Mixed CaseBluff
City Alias Mixed CaseBluff
Box Count416
SFDU0
MFDU0
State ANSI49
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number490714
Unique ZIP Name
SSA State County Code46180
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSan Juan

Utah Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]