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84528 Home Insurance Rates & Premiums

Did you know there are over 2,358 people living within the 84528 zip code area? There are over 864 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 84528.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Utah are on the rise. The estimated average premium is around $577 a year for a standard homeowners insurance policy in Huntington. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Huntington, UT Homeowners Insurance Quotes Online

84528 Home Insurance Average Premiums

Local 84528 homeowners insurance quotes comparison

$327 /yr.

Shows Zip Code: 84528 lowest rates with discounts applied on average.

For the 84528, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$327 /yr.
Average Coverage:$577 /yr.
2600 sq. ft. or higher
(all discounts applied)
$877 /yr.

What is the average home insurance cost for a home in 84528?

  • • The average homeowners insurance premium paid annually for a home in 84528 is around $577 per year.

What does it cost on average per month for home insurance in 84528?

  • • Homeowners in 84528 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 84528?

  • • Autoowners in 84528 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Huntington area, check out other zip codes nearby 84528.
Review average rates in another zip code:
84528 homeowners insurance rates

Home Replacement Cost Coverage in 84528

Average Building Cost Per Square Foot in 84528: $189

Location: Huntington, Utah (Emery County)

Average Square Footage in 84528: 769 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84528 before you start any project. Huntington homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84528 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84528 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 769 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Huntington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189769$145,400
Additional Upgrades & Added Features$236769$181,750
Major Home Updates or Advancements$284769$218,100

It's important to understand that when you estimate your replacement cost of your home in the 84528 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84528

Best Home & Auto Insurance Agencies in 84528

Housing Demographics for 84528

Population Review for 84528 Zip Code

For the city of Huntington, the population within 84528 has increased to over 0 residents in population size. The current population total is 2,358. We have broken down the population based on race below. In 84528, there are over 1195 in male population and 1163 females.

PopulationValues
Total Population2,358
White Population2134
Black Population2
Hispanic Population187
Asian Population13
Hawaiian Population6
Indian Population10
Other Population54
Male Population1195
Female Population1163
Population Estimate0

Household Data for 84528

The average number of homes in 84528 is around 864, there are an average of 2.72 per household. The average house value according to local real estate values is around $145,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode864
Persons Per Household2.72
Average House Value$145,400
Income Per Household$62500
Median Age36.8
Median Age Male35.4
Median Age Female37.7
84528 DetailsValues
StateUT
State Full NameUtah
City TypeZ
City Alias Abbreviation
Area Code435
CityHuntington
City Alias NameHUNTINGTON
CountyEmery
County FIPS015
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses51
Number Of Employees765
Business First Quarter Payroll8907
Business Annual Payroll41287
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential0
Delivery Business0
Delivery Total1152
Preferred Last Line KeyZ16061
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16061
Land Area243.338000
Water Area1.464000
City Alias Code
City Mixed CaseHuntington
City Alias Mixed CaseHuntington
Box Count970
SFDU0
MFDU0
State ANSI49
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number493876
Unique ZIP Name
SSA State County Code46070
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseEmery

Utah Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

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