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84531 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 84531 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Mexican Hat, UT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 84531 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Utah, like average Mexican Hat homeowners insurance rates, coverage options or home insurance types, please select Mexican Hat, UT Home Insurance Rates Online!

84531 Home Insurance Average Premiums

Local 84531 homeowners insurance quotes comparison

$327 /yr.

Shows Zip Code: 84531 lowest rates with discounts applied on average.

For the 84531, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$327 /yr.
Average Coverage:$577 /yr.
2600 sq. ft. or higher
(all discounts applied)
$877 /yr.

What is the average home insurance cost for a home in 84531?

  • • The average homeowners insurance premium paid annually for a home in 84531 is around $577 per year.

What does it cost on average per month for home insurance in 84531?

  • • Homeowners in 84531 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 84531?

  • • Autoowners in 84531 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mexican Hat area, check out other zip codes nearby 84531.
Review average rates in another zip code:
84531 homeowners insurance rates

Home Replacement Cost Coverage in 84531

Average Building Cost Per Square Foot in 84531: $189

Location: Mexican Hat, Utah (San Juan County)

Average Square Footage in 84531: 157 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84531 before you start any project. Mexican Hat homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84531 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84531 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 157 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mexican Hat area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189157$29,700
Additional Upgrades & Added Features$236157$37,125
Major Home Updates or Advancements$284157$44,550

It's important to understand that when you estimate your replacement cost of your home in the 84531 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84531

Best Home & Auto Insurance Agencies in 84531

Housing Demographics for 84531

Population Review for 84531 Zip Code

For the city of Mexican Hat, the population within 84531 has increased to over 0 residents in population size. The current population total is 448. We have broken down the population based on race below. In 84531, there are over 237 in male population and 211 females.

PopulationValues
Total Population448
White Population15
Black Population0
Hispanic Population10
Asian Population0
Hawaiian Population0
Indian Population425
Other Population3
Male Population237
Female Population211
Population Estimate0

Household Data for 84531

The average number of homes in 84531 is around 122, there are an average of 3.67 per household. The average house value according to local real estate values is around $29,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode122
Persons Per Household3.67
Average House Value$29,700
Income Per Household$0
Median Age29.2
Median Age Male26.2
Median Age Female33.3
84531 DetailsValues
StateUT
State Full NameUtah
City TypeZ
City Alias Abbreviation
Area Code435
CityMexican Hat
City Alias NameMEXICAN HAT
CountySan Juan
County FIPS037
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees18
Business First Quarter Payroll75
Business Annual Payroll658
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential0
Delivery Business0
Delivery Total120
Preferred Last Line KeyZ16137
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16137
Land Area272.944000
Water Area1.158000
City Alias Code
City Mixed CaseMexican Hat
City Alias Mixed CaseMexican Hat
Box Count0
SFDU0
MFDU0
State ANSI49
County ANSI037
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number490714
Unique ZIP Name
SSA State County Code46180
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSan Juan

Utah Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]