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84532, UT Home Insurance
In the zip code of 84532, the population size is around 10,203, which consists of 4,229 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Moab, UT. A few years ago, a study was done and found that the average home insurance rates for Utah are around $535 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 84532 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Moab. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!
If you would like to review more information on rates within your area, please click Moab, UT Homeowners Insurance Online Rates Today!
84532 Home Insurance Average Premiums
For the 84532, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $285 /yr. |
Average Coverage: | $535 /yr. |
2600 sq. ft. or higher (all discounts applied) | $835 /yr. |
What is the average home insurance cost for a home in 84532?
- • The average homeowners insurance premium paid annually for a home in 84532 is around $535 per year.
What does it cost on average per month for home insurance in 84532?
- • Homeowners in 84532 pay a monthly average cost per month around $45.00.
What kind of discount could I get if I combine my home and auto insurance together in 84532?
- • Autoowners in 84532 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Moab area, check out other zip codes nearby 84532.
Review average rates in another zip code:
84532 homeowners insurance rates
Home Replacement Cost Coverage in 84532
Average Building Cost Per Square Foot in 84532: $189
Location: Moab, Utah (Grand County)Average Square Footage in 84532: 1,784 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 84532 before you start any project. Moab homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84532 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 84532 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,784 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Moab area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $189 | 1,784 | $337,100 |
Additional Upgrades & Added Features | $236 | 1,784 | $421,375 |
Major Home Updates or Advancements | $284 | 1,784 | $505,650 |
It's important to understand that when you estimate your replacement cost of your home in the 84532 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 84532
Best Home & Auto Insurance Agencies in 84532
Allstate Insurance
Address: 170 E 100 S Moab, UT 84532Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Markle Insurance Agency Inc
Address: 235 Williams Way Moab, UT 84532Phone:
Website:
Info:
Jim Englebright Ins Agcy Inc - State Farm Insurance Agent
Address: 30 W Center St Moab, UT 84532Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Housing Demographics for 84532
Population Review for 84532 Zip Code
For the city of Moab, the population within 84532 has increased to over 11,146 residents in population size. The current population total is 10,203. We have broken down the population based on race below. In 84532, there are over 5099 in male population and 5104 females.
Population | Values |
---|---|
Total Population | 10,203 |
White Population | 8327 |
Black Population | 70 |
Hispanic Population | 1250 |
Asian Population | 76 |
Hawaiian Population | 13 |
Indian Population | 395 |
Other Population | 477 |
Male Population | 5099 |
Female Population | 5104 |
Population Estimate | 11146 |
Household Data for 84532
The average number of homes in 84532 is around 4,229, there are an average of 2.37 per household. The average house value according to local real estate values is around $337,100. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 4,229 |
Persons Per Household | 2.37 |
Average House Value | $337,100 |
Income Per Household | $52431 |
Median Age | 40.6 |
Median Age Male | 40.1 |
Median Age Female | 41.3 |
84532 Details | Values |
---|---|
State | UT |
State Full Name | Utah |
City Type | P |
City Alias Abbreviation | |
Area Code | 435 |
City | Moab |
City Alias Name | MOAB |
County | Grand |
County FIPS | 019 |
State FIPS | 49 |
Time Zone | 7 |
Day Light Saving | Y |
MSA | |
PMSA | |
CSA | |
CBSA | |
CBSA_DIV | |
CBSA_Type | |
CBSA_Name | |
MSA_Name | |
PMSA_Name | |
Region | West |
Division | Mountain |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 551 |
Number Of Employees | 5214 |
Business First Quarter Payroll | 37661 |
Business Annual Payroll | 196936 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 0 |
CBSA Division Population | 0 |
Congressional District | 03 |
Congressional LandArea | 20070.54 |
Delivery Residential | 4703 |
Delivery Business | 538 |
Delivery Total | 6039 |
Preferred Last Line Key | Z16147 |
Classification Code | |
Multi-County | |
CSA Name | |
CBSA_DIV_Name | |
City State Key | Z16147 |
Land Area | 1580.084000 |
Water Area | 11.867000 |
City Alias Code | |
City Mixed Case | Moab |
City Alias Mixed Case | Moab |
Box Count | 598 |
SFDU | 2947 |
MFDU | 33 |
State ANSI | 49 |
County ANSI | 019 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 495712 |
Unique ZIP Name | |
SSA State County Code | 46090 |
Medicare CBSA Code | 99946 |
Medicare CBSA Name | Rural Areas in UT |
Medicare CBSA Type | Micro |
Market Rating Area ID | 6 |
County Mixed Case | Grand |
Utah Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
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How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]