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84532, UT Home Insurance

In the zip code of 84532, the population size is around 10,203, which consists of 4,229 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Moab, UT. A few years ago, a study was done and found that the average home insurance rates for Utah are around $535 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 84532 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Moab. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Moab, UT Homeowners Insurance Online Rates Today!

84532 Home Insurance Average Premiums

Local 84532 homeowners insurance quotes comparison

$285 /yr.

Shows Zip Code: 84532 lowest rates with discounts applied on average.

For the 84532, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$285 /yr.
Average Coverage:$535 /yr.
2600 sq. ft. or higher
(all discounts applied)
$835 /yr.

What is the average home insurance cost for a home in 84532?

  • • The average homeowners insurance premium paid annually for a home in 84532 is around $535 per year.

What does it cost on average per month for home insurance in 84532?

  • • Homeowners in 84532 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 84532?

  • • Autoowners in 84532 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Moab area, check out other zip codes nearby 84532.
Review average rates in another zip code:
84532 homeowners insurance rates

Home Replacement Cost Coverage in 84532

Average Building Cost Per Square Foot in 84532: $189

Location: Moab, Utah (Grand County)

Average Square Footage in 84532: 1,784 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84532 before you start any project. Moab homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84532 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84532 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,784 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Moab area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,784$337,100
Additional Upgrades & Added Features$2361,784$421,375
Major Home Updates or Advancements$2841,784$505,650

It's important to understand that when you estimate your replacement cost of your home in the 84532 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84532

Best Home & Auto Insurance Agencies in 84532

Allstate Insurance

Address: 170 E 100 S Moab, UT 84532
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Markle Insurance Agency Inc

Address: 235 Williams Way Moab, UT 84532
Phone:
Website:
Info:

Jim Englebright Ins Agcy Inc - State Farm Insurance Agent

Address: 30 W Center St Moab, UT 84532
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 84532

Population Review for 84532 Zip Code

For the city of Moab, the population within 84532 has increased to over 11,146 residents in population size. The current population total is 10,203. We have broken down the population based on race below. In 84532, there are over 5099 in male population and 5104 females.

PopulationValues
Total Population10,203
White Population8327
Black Population70
Hispanic Population1250
Asian Population76
Hawaiian Population13
Indian Population395
Other Population477
Male Population5099
Female Population5104
Population Estimate11146

Household Data for 84532

The average number of homes in 84532 is around 4,229, there are an average of 2.37 per household. The average house value according to local real estate values is around $337,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,229
Persons Per Household2.37
Average House Value$337,100
Income Per Household$52431
Median Age40.6
Median Age Male40.1
Median Age Female41.3
84532 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityMoab
City Alias NameMOAB
CountyGrand
County FIPS019
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses551
Number Of Employees5214
Business First Quarter Payroll37661
Business Annual Payroll196936
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential4703
Delivery Business538
Delivery Total6039
Preferred Last Line KeyZ16147
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16147
Land Area1580.084000
Water Area11.867000
City Alias Code
City Mixed CaseMoab
City Alias Mixed CaseMoab
Box Count598
SFDU2947
MFDU33
State ANSI49
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number495712
Unique ZIP Name
SSA State County Code46090
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseGrand

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]