Get multiple home insurance quotes in 84606. Our licensed 84606, UT agents are ready to serve you.

Check Out 84606 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Provo, UT.

We will gather some basic information about your home in Provo, UT and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Utah licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 84606 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 84606

We have pulled together a variety of data related to homeowners insurance in Utah. Simply click on one of the links below to learn about the average cost of homeowners insurance in Utah as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Provo, UT home insurance quotes in your local city and review the most competitive coverages and premiums.

84606 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 84606 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Utah is roughly $612. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 84606 homeowners insurance policy!

84606 Home Insurance Average Premiums

Local 84606 homeowners insurance quotes comparison

$362 /yr.

Shows Zip Code: 84606 lowest rates with discounts applied on average.

For the 84606, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$362 /yr.
Average Coverage:$612 /yr.
2600 sq. ft. or higher
(all discounts applied)
$912 /yr.

What is the average home insurance cost for a home in 84606?

  • • The average homeowners insurance premium paid annually for a home in 84606 is around $612 per year.

What does it cost on average per month for home insurance in 84606?

  • • Homeowners in 84606 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 84606?

  • • Autoowners in 84606 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Provo area, check out other zip codes nearby 84606.
Review average rates in another zip code:
84606 homeowners insurance rates
84601 homeowners insurance rates
84604 homeowners insurance rates

Home Replacement Cost Coverage in 84606

Average Building Cost Per Square Foot in 84606: $189

Location: Provo, Utah (Utah County)

Average Square Footage in 84606: 1,631 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84606 before you start any project. Provo homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84606 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84606 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,631 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Provo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,631$308,200
Additional Upgrades & Added Features$2361,631$385,250
Major Home Updates or Advancements$2841,631$462,300

It's important to understand that when you estimate your replacement cost of your home in the 84606 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84606

Best Home & Auto Insurance Agencies in 84606

Housing Demographics for 84606

Population Review for 84606 Zip Code

For the city of Provo, the population within 84606 has increased to over 31,599 residents in population size. The current population total is 33,791. We have broken down the population based on race below. In 84606, there are over 16654 in male population and 17137 females.

PopulationValues
Total Population33,791
White Population25769
Black Population312
Hispanic Population5662
Asian Population869
Hawaiian Population464
Indian Population320
Other Population2480
Male Population16654
Female Population17137
Population Estimate31599

Household Data for 84606

The average number of homes in 84606 is around 10,512, there are an average of 2.94 per household. The average house value according to local real estate values is around $308,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,512
Persons Per Household2.94
Average House Value$308,200
Income Per Household$45754
Median Age23.4
Median Age Male23.8
Median Age Female22.9
84606 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code801/385
CityProvo
City Alias NamePROVO
CountyUtah
County FIPS049
State FIPS49
Time Zone7
Day Light SavingY
MSA6520
PMSA
CSA482
CBSA39340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvo-Orem-Lehi, UT
MSA_NameProvo-Orem, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses511
Number Of Employees9798
Business First Quarter Payroll117246
Business Annual Payroll516442
Business Employment Flag
Growth Rank76
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13935
Growth Increase Percentage2.7
Metropolitan DetailsValues
CBSA Population526810
CBSA Division Population0
Congressional District03
Congressional LandArea20070.54
Delivery Residential10748
Delivery Business536
Delivery Total11139
Preferred Last Line KeyZ16232
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16232
Land Area11.577000
Water Area0.000000
City Alias Code
City Mixed CaseProvo
City Alias Mixed CaseProvo
Box Count0
SFDU3884
MFDU2274
State ANSI49
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number497174
Unique ZIP Name
SSA State County Code46240
Medicare CBSA Code39340
Medicare CBSA NameProvo-Orem, UT
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseUtah

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]