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Homeowners Insurance in 84620

Getting the most affordable home insurance rates in 84620 just got easier for Aurora, UT home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Aurora. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-855-976-2656 For Aurora, UT Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 84620

When discussing Utah homeowners insurance rates, Aurora residents are finding new ways to save time and money by discovering lower rates when they shop online. Utah may not be the cheapest state in the country to purchase homeowners insurance, but it does rank lower than average at a nationwide rank of 49. Residents that live within the 84620 zipcode are currently paying $543 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Aurora does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

84620 Home Insurance Average Premiums

Local 84620 homeowners insurance quotes comparison

$293 /yr.

Shows Zip Code: 84620 lowest rates with discounts applied on average.

For the 84620, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$293 /yr.
Average Coverage:$543 /yr.
2600 sq. ft. or higher
(all discounts applied)
$843 /yr.

What is the average home insurance cost for a home in 84620?

  • • The average homeowners insurance premium paid annually for a home in 84620 is around $543 per year.

What does it cost on average per month for home insurance in 84620?

  • • Homeowners in 84620 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 84620?

  • • Autoowners in 84620 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Aurora area, check out other zip codes nearby 84620.
Review average rates in another zip code:
84620 homeowners insurance rates

Home Replacement Cost Coverage in 84620

Average Building Cost Per Square Foot in 84620: $189

Location: Aurora, Utah (Sevier County)

Average Square Footage in 84620: 906 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84620 before you start any project. Aurora homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84620 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84620 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 906 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Aurora area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189906$171,200
Additional Upgrades & Added Features$236906$214,000
Major Home Updates or Advancements$284906$256,800

It's important to understand that when you estimate your replacement cost of your home in the 84620 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84620

Best Home & Auto Insurance Agencies in 84620

Housing Demographics for 84620

Population Review for 84620 Zip Code

For the city of Aurora, the population within 84620 has increased to over 0 residents in population size. The current population total is 1,169. We have broken down the population based on race below. In 84620, there are over 580 in male population and 589 females.

PopulationValues
Total Population1,169
White Population1121
Black Population2
Hispanic Population35
Asian Population2
Hawaiian Population1
Indian Population1
Other Population10
Male Population580
Female Population589
Population Estimate0

Household Data for 84620

The average number of homes in 84620 is around 404, there are an average of 2.89 per household. The average house value according to local real estate values is around $171,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode404
Persons Per Household2.89
Average House Value$171,200
Income Per Household$85000
Median Age41.5
Median Age Male38.2
Median Age Female43.9
84620 DetailsValues
StateUT
State Full NameUtah
City TypeZ
City Alias Abbreviation
Area Code435
CityAurora
City Alias NameAURORA
CountySevier
County FIPS041
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses25
Number Of Employees344
Business First Quarter Payroll3660
Business Annual Payroll15095
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential0
Delivery Business0
Delivery Total5051
Preferred Last Line KeyZ15799
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15799
Land Area19.912000
Water Area0.000000
City Alias Code
City Mixed CaseAurora
City Alias Mixed CaseAurora
Box Count433
SFDU0
MFDU0
State ANSI49
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number490306
Unique ZIP Name
SSA State County Code46200
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSevier

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]