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Home Insurance in 84621

If your primary reason for shopping for homeowners insurance in the 84621 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Axtell, UT. Many homeowners that live in the 84621 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Utah licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 84621 zip code should already appear in the zip code field ready to go. For Axtell, UT Homeowners Insurance Quotes, Click to easily get started!

Average Homeowners Premiums in 84621

Homeowners living in the city of Axtell are paying on average around $589 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 84621 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Utah home insurance premiums have been recently ranked 49 in the country in terms of the annual cost of premiums. Because premiums in 84621 are lower compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.

Easily Compare 84621 Home Insurance Quotes Now!

We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Axtell. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!

84621 Home Insurance Average Premiums

Local 84621 homeowners insurance quotes comparison

$339 /yr.

Shows Zip Code: 84621 lowest rates with discounts applied on average.

For the 84621, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$339 /yr.
Average Coverage:$589 /yr.
2600 sq. ft. or higher
(all discounts applied)
$889 /yr.

What is the average home insurance cost for a home in 84621?

  • • The average homeowners insurance premium paid annually for a home in 84621 is around $589 per year.

What does it cost on average per month for home insurance in 84621?

  • • Homeowners in 84621 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84621?

  • • Autoowners in 84621 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Axtell area, check out other zip codes nearby 84621.
Review average rates in another zip code:
84621 homeowners insurance rates

Home Replacement Cost Coverage in 84621

Average Building Cost Per Square Foot in 84621: $189

Location: Axtell, Utah (Sanpete County)

Average Square Footage in 84621: 873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84621 before you start any project. Axtell homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84621 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84621 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 873 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Axtell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189873$165,000
Additional Upgrades & Added Features$236873$206,250
Major Home Updates or Advancements$284873$247,500

It's important to understand that when you estimate your replacement cost of your home in the 84621 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84621

Best Home & Auto Insurance Agencies in 84621

Housing Demographics for 84621

Population Review for 84621 Zip Code

For the city of Axtell, the population within 84621 has increased to over 355 residents in population size. The current population total is 137. We have broken down the population based on race below. In 84621, there are over 70 in male population and 67 females.

PopulationValues
Total Population137
White Population130
Black Population0
Hispanic Population8
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population70
Female Population67
Population Estimate355

Household Data for 84621

The average number of homes in 84621 is around 47, there are an average of 2.91 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode47
Persons Per Household2.91
Average House Value$165,000
Income Per Household$0
Median Age47.6
Median Age Male47.5
Median Age Female47.8
84621 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias Abbreviation
Area Code435
CityAxtell
City Alias NameAXTELL
CountySanpete
County FIPS039
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees48
Business First Quarter Payroll401
Business Annual Payroll1922
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|04
Congressional LandArea39987.95|2550.35
Delivery Residential122
Delivery Business0
Delivery Total122
Preferred Last Line KeyZ18284
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ18284
Land Area5.782000
Water Area0.063000
City Alias Code
City Mixed CaseAxtell
City Alias Mixed CaseAxtell
Box Count0
SFDU0
MFDU0
State ANSI49
County ANSI039
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number493332
Unique ZIP Name
SSA State County Code46190
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSanpete

Utah Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]