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Home Insurance in 84623

Our rates are very competitive for homeowners living in the 84623 zip code. Many homeowners based out of Chester, UT have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our UT licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 84623 should appear in the zip code field ready to go.

84623 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Chester area? The average homeowners premium in 84623 is very low in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 84623, you can expect to pay around $589 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 84623 Today!

Get Home Insurance Quotes in 84623

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Utah. Start your 84623 home insurance shopping today!

  1. Chester, UT Home Insurance Quotes

84623 Home Insurance Average Premiums

Local 84623 homeowners insurance quotes comparison

$339 /yr.

Shows Zip Code: 84623 lowest rates with discounts applied on average.

For the 84623, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$339 /yr.
Average Coverage:$589 /yr.
2600 sq. ft. or higher
(all discounts applied)		$889 /yr.

What is the average home insurance cost for a home in 84623?

  • • The average homeowners insurance premium paid annually for a home in 84623 is around $589 per year.

What does it cost on average per month for home insurance in 84623?

  • • Homeowners in 84623 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84623?

  • • Autoowners in 84623 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chester area, check out other zip codes nearby 84623.
Review average rates in another zip code:
84623 homeowners insurance rates

Home Replacement Cost Coverage in 84623

Average Building Cost Per Square Foot in 84623: $189

Location: Chester, Utah (Sanpete County)

Average Square Footage in 84623: 873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84623 before you start any project. Chester homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84623 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84623 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 873 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chester area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189873$165,000
Additional Upgrades & Added Features$236873$206,250
Major Home Updates or Advancements$284873$247,500

It's important to understand that when you estimate your replacement cost of your home in the 84623 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84623

Best Home & Auto Insurance Agencies in 84623

Housing Demographics for 84623

Population Review for 84623 Zip Code

For the city of Chester, the population within 84623 has increased to over 412 residents in population size. The current population total is 307. We have broken down the population based on race below. In 84623, there are over 144 in male population and 163 females.

PopulationValues
Total Population307
White Population191
Black Population0
Hispanic Population129
Asian Population0
Hawaiian Population1
Indian Population1
Other Population97
Male Population144
Female Population163
Population Estimate412

Household Data for 84623

The average number of homes in 84623 is around 96, there are an average of 3.20 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode96
Persons Per Household3.20
Average House Value$165,000
Income Per Household$0
Median Age22.4
Median Age Male21.5
Median Age Female22.6
84623 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias Abbreviation
Area Code435
CityChester
City Alias NameCHESTER
CountySanpete
County FIPS039
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees23
Business First Quarter Payroll158
Business Annual Payroll717
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea2550.35
Delivery Residential129
Delivery Business1
Delivery Total129
Preferred Last Line Key012649
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key012649
Land Area16.642000
Water Area0.058000
City Alias Code
City Mixed CaseChester
City Alias Mixed CaseChester
Box Count0
SFDU0
MFDU0
State ANSI49
County ANSI039
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number495950
Unique ZIP Name
SSA State County Code46190
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSanpete

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