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84624 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 84624? Our rates are very competitive for homeowners living in Delta, UT. Many homeowners based out of your 84624 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 84624 should appear in the zip code field ready to go. For Delta, UT Home Insurance Rate Quotes click to review the best rates and service online!

84624 Average Premium is Rated: Very Low!

Homeowners living in 84624 can easily save up to 40% off the average home insurance premium of $561 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Delta that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 84624 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 84624!

84624 Home Insurance Average Premiums

Local 84624 homeowners insurance quotes comparison

$311 /yr.

Shows Zip Code: 84624 lowest rates with discounts applied on average.

For the 84624, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$311 /yr.
Average Coverage:$561 /yr.
2600 sq. ft. or higher
(all discounts applied)
$861 /yr.

What is the average home insurance cost for a home in 84624?

  • • The average homeowners insurance premium paid annually for a home in 84624 is around $561 per year.

What does it cost on average per month for home insurance in 84624?

  • • Homeowners in 84624 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 84624?

  • • Autoowners in 84624 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Delta area, check out other zip codes nearby 84624.
Review average rates in another zip code:
84624 homeowners insurance rates

Home Replacement Cost Coverage in 84624

Average Building Cost Per Square Foot in 84624: $189

Location: Delta, Utah (Millard County)

Average Square Footage in 84624: 1,069 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84624 before you start any project. Delta homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84624 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84624 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,069 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Delta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,069$202,100
Additional Upgrades & Added Features$2361,069$252,625
Major Home Updates or Advancements$2841,069$303,150

It's important to understand that when you estimate your replacement cost of your home in the 84624 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84624

Best Home & Auto Insurance Agencies in 84624

Rose- Michael D

Address: 227 S 100 St W Delta, UT 84624
Phone:
Website:
Info:

Housing Demographics for 84624

Population Review for 84624 Zip Code

For the city of Delta, the population within 84624 has increased to over 5,694 residents in population size. The current population total is 5,836. We have broken down the population based on race below. In 84624, there are over 2963 in male population and 2873 females.

PopulationValues
Total Population5,836
White Population4828
Black Population6
Hispanic Population941
Asian Population31
Hawaiian Population4
Indian Population41
Other Population616
Male Population2963
Female Population2873
Population Estimate5694

Household Data for 84624

The average number of homes in 84624 is around 1,910, there are an average of 3.01 per household. The average house value according to local real estate values is around $202,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,910
Persons Per Household3.01
Average House Value$202,100
Income Per Household$66198
Median Age34.3
Median Age Male33.8
Median Age Female34.8
84624 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityDelta
City Alias NameDELTA
CountyMillard
County FIPS027
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses153
Number Of Employees1775
Business First Quarter Payroll23751
Business Annual Payroll102569
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential1892
Delivery Business173
Delivery Total2603
Preferred Last Line KeyZ15944
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15944
Land Area297.492000
Water Area0.804000
City Alias Code
City Mixed CaseDelta
City Alias Mixed CaseDelta
Box Count391
SFDU1398
MFDU0
State ANSI49
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number491904
Unique ZIP Name
SSA State County Code46130
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseMillard

Utah Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]