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Home Insurance Quotes in 84629

Are you shopping for a cheaper homeowners insurance rate in 84629? Our rates are very competitive for homeowners living in Fairview, UT. Many homeowners located in the 84629 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 84629. To get free 84629 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 84629 zip code should appear in the zip code field ready to go. Shopping Fairview, UT Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 84629 to review the best rate coverages.

Your 84629 Home Insurance Costs Is Rated: Very Low!

For the great city of Fairview, the average home insurance premium paid annually is around $618 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Utah specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Fairview and need insurance on your home in the 84629 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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84629 Home Insurance Average Premiums

Local 84629 homeowners insurance quotes comparison

$368 /yr.

Shows Zip Code: 84629 lowest rates with discounts applied on average.

For the 84629, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$368 /yr.
Average Coverage:$618 /yr.
2600 sq. ft. or higher
(all discounts applied)
$918 /yr.

What is the average home insurance cost for a home in 84629?

  • • The average homeowners insurance premium paid annually for a home in 84629 is around $618 per year.

What does it cost on average per month for home insurance in 84629?

  • • Homeowners in 84629 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 84629?

  • • Autoowners in 84629 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fairview area, check out other zip codes nearby 84629.
Review average rates in another zip code:
84629 homeowners insurance rates

Home Replacement Cost Coverage in 84629

Average Building Cost Per Square Foot in 84629: $189

Location: Fairview, Utah (Sanpete County)

Average Square Footage in 84629: 1,374 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84629 before you start any project. Fairview homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84629 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84629 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,374 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fairview area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,374$259,600
Additional Upgrades & Added Features$2361,374$324,500
Major Home Updates or Advancements$2841,374$389,400

It's important to understand that when you estimate your replacement cost of your home in the 84629 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84629

Best Home & Auto Insurance Agencies in 84629

Housing Demographics for 84629

Population Review for 84629 Zip Code

For the city of Fairview, the population within 84629 has increased to over 2,673 residents in population size. The current population total is 2,583. We have broken down the population based on race below. In 84629, there are over 1330 in male population and 1253 females.

PopulationValues
Total Population2,583
White Population2474
Black Population5
Hispanic Population70
Asian Population8
Hawaiian Population2
Indian Population3
Other Population38
Male Population1330
Female Population1253
Population Estimate2673

Household Data for 84629

The average number of homes in 84629 is around 898, there are an average of 2.85 per household. The average house value according to local real estate values is around $259,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode898
Persons Per Household2.85
Average House Value$259,600
Income Per Household$61921
Median Age41.2
Median Age Male41.1
Median Age Female41.3
84629 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityFairview
City Alias NameFAIRVIEW
CountySanpete
County FIPS039
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses48
Number Of Employees302
Business First Quarter Payroll3020
Business Annual Payroll13457
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea2550.35
Delivery Residential938
Delivery Business22
Delivery Total1433
Preferred Last Line KeyZ15982
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15982
Land Area239.333000
Water Area0.217000
City Alias Code
City Mixed CaseFairview
City Alias Mixed CaseFairview
Box Count434
SFDU427
MFDU0
State ANSI49
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number492516
Unique ZIP Name
SSA State County Code46190
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSanpete

Utah Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]