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84635 Home Insurance Rates & Premiums

Did you know there are over 764 people living within the 84635 zip code area? There are over 266 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 84635.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Utah are on the rise. The estimated average premium is around $578 a year for a standard homeowners insurance policy in Hinckley. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Hinckley, UT Homeowners Insurance Quotes Online

84635 Home Insurance Average Premiums

Local 84635 homeowners insurance quotes comparison

$328 /yr.

Shows Zip Code: 84635 lowest rates with discounts applied on average.

For the 84635, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$328 /yr.
Average Coverage:$578 /yr.
2600 sq. ft. or higher
(all discounts applied)
$878 /yr.

What is the average home insurance cost for a home in 84635?

  • • The average homeowners insurance premium paid annually for a home in 84635 is around $578 per year.

What does it cost on average per month for home insurance in 84635?

  • • Homeowners in 84635 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 84635?

  • • Autoowners in 84635 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hinckley area, check out other zip codes nearby 84635.
Review average rates in another zip code:
84635 homeowners insurance rates

Home Replacement Cost Coverage in 84635

Average Building Cost Per Square Foot in 84635: $189

Location: Hinckley, Utah (Millard County)

Average Square Footage in 84635: 514 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84635 before you start any project. Hinckley homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84635 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84635 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 514 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hinckley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189514$97,100
Additional Upgrades & Added Features$236514$121,375
Major Home Updates or Advancements$284514$145,650

It's important to understand that when you estimate your replacement cost of your home in the 84635 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84635

Best Home & Auto Insurance Agencies in 84635

Housing Demographics for 84635

Population Review for 84635 Zip Code

For the city of Hinckley, the population within 84635 has increased to over 261 residents in population size. The current population total is 764. We have broken down the population based on race below. In 84635, there are over 398 in male population and 366 females.

PopulationValues
Total Population764
White Population636
Black Population1
Hispanic Population130
Asian Population0
Hawaiian Population0
Indian Population3
Other Population97
Male Population398
Female Population366
Population Estimate261

Household Data for 84635

The average number of homes in 84635 is around 266, there are an average of 2.87 per household. The average house value according to local real estate values is around $97,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode266
Persons Per Household2.87
Average House Value$97,100
Income Per Household$64500
Median Age41.0
Median Age Male41.5
Median Age Female37.9
84635 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityHinckley
City Alias NameHINCKLEY
CountyMillard
County FIPS027
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees74
Business First Quarter Payroll1035
Business Annual Payroll4605
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential91
Delivery Business1
Delivery Total341
Preferred Last Line KeyZ16052
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16052
Land Area31.337000
Water Area0.001000
City Alias Code
City Mixed CaseHinckley
City Alias Mixed CaseHinckley
Box Count236
SFDU91
MFDU0
State ANSI49
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number493706
Unique ZIP Name
SSA State County Code46130
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseMillard

Utah Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]