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84636 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 84636? There are over 199 occupied homes in the 84636 area. With a population size of 570, it's not uncommon for residence of Holden, UT to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Utah is around $596 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 84636 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Holden, UT Home Insurance Rate Quotes

84636 Home Insurance Average Premiums

Local 84636 homeowners insurance quotes comparison

$346 /yr.

Shows Zip Code: 84636 lowest rates with discounts applied on average.

For the 84636, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$346 /yr.
Average Coverage:$596 /yr.
2600 sq. ft. or higher
(all discounts applied)		$896 /yr.

What is the average home insurance cost for a home in 84636?

  • • The average homeowners insurance premium paid annually for a home in 84636 is around $596 per year.

What does it cost on average per month for home insurance in 84636?

  • • Homeowners in 84636 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 84636?

  • • Autoowners in 84636 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Holden area, check out other zip codes nearby 84636.
Review average rates in another zip code:
84636 homeowners insurance rates

Home Replacement Cost Coverage in 84636

Average Building Cost Per Square Foot in 84636: $189

Location: Holden, Utah (Millard County)

Average Square Footage in 84636: 883 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84636 before you start any project. Holden homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84636 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84636 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 883 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Holden area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189883$166,800
Additional Upgrades & Added Features$236883$208,500
Major Home Updates or Advancements$284883$250,200

It's important to understand that when you estimate your replacement cost of your home in the 84636 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84636

Best Home & Auto Insurance Agencies in 84636

Housing Demographics for 84636

Population Review for 84636 Zip Code

For the city of Holden, the population within 84636 has increased to over 0 residents in population size. The current population total is 570. We have broken down the population based on race below. In 84636, there are over 301 in male population and 269 females.

PopulationValues
Total Population570
White Population513
Black Population0
Hispanic Population42
Asian Population2
Hawaiian Population0
Indian Population2
Other Population27
Male Population301
Female Population269
Population Estimate0

Household Data for 84636

The average number of homes in 84636 is around 199, there are an average of 2.84 per household. The average house value according to local real estate values is around $166,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode199
Persons Per Household2.84
Average House Value$166,800
Income Per Household$71250
Median Age35.9
Median Age Male34.5
Median Age Female36.7
84636 DetailsValues
StateUT
State Full NameUtah
City TypeZ
City Alias Abbreviation
Area Code435
CityHolden
City Alias NameHOLDEN
CountyMillard
County FIPS027
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees27
Business First Quarter Payroll240
Business Annual Payroll966
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential0
Delivery Business0
Delivery Total222
Preferred Last Line Key006223
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State Key006223
Land Area64.840000
Water Area0.000000
City Alias Code
City Mixed CaseHolden
City Alias Mixed CaseHolden
Box Count0
SFDU0
MFDU0
State ANSI49
County ANSI027
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number492686
Unique ZIP Name
SSA State County Code46130
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseMillard

Utah Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]