Get multiple home insurance quotes in 84638. Our licensed 84638, UT agents are ready to serve you.

84638 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 84638 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Leamington, UT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 84638 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Utah, like average Leamington homeowners insurance rates, coverage options or home insurance types, please select Leamington, UT Home Insurance Rates Online!

84638 Home Insurance Average Premiums

Local 84638 homeowners insurance quotes comparison

$307 /yr.

Shows Zip Code: 84638 lowest rates with discounts applied on average.

For the 84638, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$307 /yr.
Average Coverage:$557 /yr.
2600 sq. ft. or higher
(all discounts applied)
$857 /yr.

What is the average home insurance cost for a home in 84638?

  • • The average homeowners insurance premium paid annually for a home in 84638 is around $557 per year.

What does it cost on average per month for home insurance in 84638?

  • • Homeowners in 84638 pay a monthly average cost per month around $46.00.

What kind of discount could I get if I combine my home and auto insurance together in 84638?

  • • Autoowners in 84638 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Leamington area, check out other zip codes nearby 84638.
Review average rates in another zip code:
84638 homeowners insurance rates

Home Replacement Cost Coverage in 84638

Average Building Cost Per Square Foot in 84638: $189

Location: Leamington, Utah (Millard County)

Average Square Footage in 84638: 1,062 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84638 before you start any project. Leamington homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84638 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84638 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,062 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Leamington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,062$200,700
Additional Upgrades & Added Features$2361,062$250,875
Major Home Updates or Advancements$2841,062$301,050

It's important to understand that when you estimate your replacement cost of your home in the 84638 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84638

Best Home & Auto Insurance Agencies in 84638

Housing Demographics for 84638

Population Review for 84638 Zip Code

For the city of Leamington, the population within 84638 has increased to over 0 residents in population size. The current population total is 308. We have broken down the population based on race below. In 84638, there are over 151 in male population and 157 females.

PopulationValues
Total Population308
White Population302
Black Population0
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population151
Female Population157
Population Estimate0

Household Data for 84638

The average number of homes in 84638 is around 99, there are an average of 3.11 per household. The average house value according to local real estate values is around $200,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode99
Persons Per Household3.11
Average House Value$200,700
Income Per Household$69375
Median Age38.0
Median Age Male41.1
Median Age Female35.3
84638 DetailsValues
StateUT
State Full NameUtah
City TypeZ
City Alias Abbreviation
Area Code435
CityLeamington
City Alias NameLEAMINGTON
CountyMillard
County FIPS027
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential0
Delivery Business0
Delivery Total107
Preferred Last Line KeyZ16105
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16105
Land Area45.501000
Water Area0.000000
City Alias Code
City Mixed CaseLeamington
City Alias Mixed CaseLeamington
Box Count0
SFDU0
MFDU0
State ANSI49
County ANSI027
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number491904
Unique ZIP Name
SSA State County Code46130
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseMillard

Utah Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]