Get multiple home insurance quotes in 84640. Our licensed 84640, UT agents are ready to serve you.

84640, UT Homeowners Insurance Rates

With a population size of 117 and with 41 occupied homes in the 84640 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Lynndyl, UT are around $577 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Lynndyl, Utah. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Utah home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Lynndyl, UT.

For Utah home insurance information, including average Lynndyl home insurance rates, coverage options or the different homeowners insurance types, please select Lynndyl, UT Home Insurance Quotes Now!

84640 Home Insurance Average Premiums

Local 84640 homeowners insurance quotes comparison

$327 /yr.

Shows Zip Code: 84640 lowest rates with discounts applied on average.

For the 84640, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$327 /yr.
Average Coverage:$577 /yr.
2600 sq. ft. or higher
(all discounts applied)
$877 /yr.

What is the average home insurance cost for a home in 84640?

  • • The average homeowners insurance premium paid annually for a home in 84640 is around $577 per year.

What does it cost on average per month for home insurance in 84640?

  • • Homeowners in 84640 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 84640?

  • • Autoowners in 84640 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lynndyl area, check out other zip codes nearby 84640.
Review average rates in another zip code:
84640 homeowners insurance rates

Home Replacement Cost Coverage in 84640

Average Building Cost Per Square Foot in 84640: $189

Location: Lynndyl, Utah (Millard County)

Average Square Footage in 84640: 1,099 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84640 before you start any project. Lynndyl homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84640 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84640 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,099 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lynndyl area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,099$207,700
Additional Upgrades & Added Features$2361,099$259,625
Major Home Updates or Advancements$2841,099$311,550

It's important to understand that when you estimate your replacement cost of your home in the 84640 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84640

Best Home & Auto Insurance Agencies in 84640

Housing Demographics for 84640

Population Review for 84640 Zip Code

For the city of Lynndyl, the population within 84640 has increased to over 0 residents in population size. The current population total is 117. We have broken down the population based on race below. In 84640, there are over 54 in male population and 63 females.

PopulationValues
Total Population117
White Population108
Black Population0
Hispanic Population2
Asian Population0
Hawaiian Population0
Indian Population0
Other Population1
Male Population54
Female Population63
Population Estimate0

Household Data for 84640

The average number of homes in 84640 is around 41, there are an average of 2.85 per household. The average house value according to local real estate values is around $207,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode41
Persons Per Household2.85
Average House Value$207,700
Income Per Household$50000
Median Age35.8
Median Age Male45.5
Median Age Female30.6
84640 DetailsValues
StateUT
State Full NameUtah
City TypeZ
City Alias Abbreviation
Area Code435
CityLynndyl
City Alias NameLYNNDYL
CountyMillard
County FIPS027
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential0
Delivery Business0
Delivery Total55
Preferred Last Line KeyZ17938
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ17938
Land Area73.540000
Water Area3.397000
City Alias Code
City Mixed CaseLynndyl
City Alias Mixed CaseLynndyl
Box Count0
SFDU0
MFDU0
State ANSI49
County ANSI027
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number491904
Unique ZIP Name
SSA State County Code46130
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseMillard

Utah Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]