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Searching for Homeowners Insurance in 84651

If you are a homeowners that lives in 84651 you may be searching for more affordable homeowners insurance in Payson. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Payson, UT. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Utah licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 84651 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Payson, UT home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 84651 Home Insurance Costs: very low!

In Payson, homeowners are paying roughly $623 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 84651 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Payson are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 84651 policy right now!

84651 Home Insurance Average Premiums

Local 84651 homeowners insurance quotes comparison

$373 /yr.

Shows Zip Code: 84651 lowest rates with discounts applied on average.

For the 84651, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$373 /yr.
Average Coverage:$623 /yr.
2600 sq. ft. or higher
(all discounts applied)
$923 /yr.

What is the average home insurance cost for a home in 84651?

  • • The average homeowners insurance premium paid annually for a home in 84651 is around $623 per year.

What does it cost on average per month for home insurance in 84651?

  • • Homeowners in 84651 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 84651?

  • • Autoowners in 84651 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Payson area, check out other zip codes nearby 84651.
Review average rates in another zip code:
84651 homeowners insurance rates

Home Replacement Cost Coverage in 84651

Average Building Cost Per Square Foot in 84651: $189

Location: Payson, Utah (Utah County)

Average Square Footage in 84651: 1,661 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84651 before you start any project. Payson homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84651 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84651 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,661 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Payson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,661$313,900
Additional Upgrades & Added Features$2361,661$392,375
Major Home Updates or Advancements$2841,661$470,850

It's important to understand that when you estimate your replacement cost of your home in the 84651 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84651

Best Home & Auto Insurance Agencies in 84651

Calvin K Blohm Insur Agcy Inc - State Farm Insurance Agent

Address: 720 N Main St Payson, UT 84651
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 84651

Population Review for 84651 Zip Code

For the city of Payson, the population within 84651 has increased to over 32,937 residents in population size. The current population total is 28,416. We have broken down the population based on race below. In 84651, there are over 14292 in male population and 14124 females.

PopulationValues
Total Population28,416
White Population24124
Black Population101
Hispanic Population3965
Asian Population134
Hawaiian Population125
Indian Population160
Other Population1714
Male Population14292
Female Population14124
Population Estimate32937

Household Data for 84651

The average number of homes in 84651 is around 7,931, there are an average of 3.56 per household. The average house value according to local real estate values is around $313,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,931
Persons Per Household3.56
Average House Value$313,900
Income Per Household$82637
Median Age29.4
Median Age Male28.9
Median Age Female29.9
84651 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code801/385
CityPayson
City Alias NamePAYSON
CountyUtah
County FIPS049
State FIPS49
Time Zone7
Day Light SavingY
MSA6520
PMSA
CSA482
CBSA39340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameProvo-Orem-Lehi, UT
MSA_NameProvo-Orem, UT MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses550
Number Of Employees6283
Business First Quarter Payroll51188
Business Annual Payroll232779
Business Employment Flag
Growth Rank76
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13935
Growth Increase Percentage2.7
Metropolitan DetailsValues
CBSA Population526810
CBSA Division Population0
Congressional District04
Congressional LandArea2550.35
Delivery Residential9252
Delivery Business378
Delivery Total9708
Preferred Last Line KeyZ16208
Classification Code
Multi-County
CSA NameSalt Lake City-Provo-Orem, UT-ID
CBSA_DIV_Name
City State KeyZ16208
Land Area126.702000
Water Area0.072000
City Alias Code
City Mixed CasePayson
City Alias Mixed CasePayson
Box Count168
SFDU4531
MFDU4
State ANSI49
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number496902
Unique ZIP Name
SSA State County Code46240
Medicare CBSA Code39340
Medicare CBSA NameProvo-Orem, UT
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseUtah

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]