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84656 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 84656 zip code it's important to know that our rates are very competitive for homeowners living in Scipio, UT. Many homeowners based out of your 84656 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 84656 should appear in the zip code field ready to go. For Scipio, UT Homeowners Insurance Quotes nearby, we offer the best rates and service.

84656: Average Home Insurance Rates

For homeowners living in the great city of Scipio, the average homeowners policy is considered very low in comparison to other states. Utah premiums are estimated to be around $589 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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84656 Home Insurance Average Premiums

Local 84656 homeowners insurance quotes comparison

$339 /yr.

Shows Zip Code: 84656 lowest rates with discounts applied on average.

For the 84656, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$339 /yr.
Average Coverage:$589 /yr.
2600 sq. ft. or higher
(all discounts applied)		$889 /yr.

What is the average home insurance cost for a home in 84656?

  • • The average homeowners insurance premium paid annually for a home in 84656 is around $589 per year.

What does it cost on average per month for home insurance in 84656?

  • • Homeowners in 84656 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84656?

  • • Autoowners in 84656 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scipio area, check out other zip codes nearby 84656.
Review average rates in another zip code:
84656 homeowners insurance rates

Home Replacement Cost Coverage in 84656

Average Building Cost Per Square Foot in 84656: $189

Location: Scipio, Utah (Millard County)

Average Square Footage in 84656: 982 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84656 before you start any project. Scipio homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84656 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84656 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 982 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scipio area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189982$185,600
Additional Upgrades & Added Features$236982$232,000
Major Home Updates or Advancements$284982$278,400

It's important to understand that when you estimate your replacement cost of your home in the 84656 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84656

Best Home & Auto Insurance Agencies in 84656

Housing Demographics for 84656

Population Review for 84656 Zip Code

For the city of Scipio, the population within 84656 has increased to over 0 residents in population size. The current population total is 364. We have broken down the population based on race below. In 84656, there are over 180 in male population and 184 females.

PopulationValues
Total Population364
White Population338
Black Population0
Hispanic Population19
Asian Population2
Hawaiian Population0
Indian Population3
Other Population9
Male Population180
Female Population184
Population Estimate0

Household Data for 84656

The average number of homes in 84656 is around 130, there are an average of 2.80 per household. The average house value according to local real estate values is around $185,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode130
Persons Per Household2.80
Average House Value$185,600
Income Per Household$76250
Median Age41.5
Median Age Male37.5
Median Age Female44.5
84656 DetailsValues
StateUT
State Full NameUtah
City TypeZ
City Alias Abbreviation
Area Code435
CityScipio
City Alias NameSCIPIO
CountyMillard
County FIPS027
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees24
Business First Quarter Payroll155
Business Annual Payroll556
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential0
Delivery Business0
Delivery Total3601
Preferred Last Line KeyZ16266
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16266
Land Area3.794000
Water Area0.000000
City Alias Code
City Mixed CaseScipio
City Alias Mixed CaseScipio
Box Count0
SFDU0
MFDU0
State ANSI49
County ANSI027
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number492686
Unique ZIP Name
SSA State County Code46130
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseMillard

Utah Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]