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84714 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 84714? There are over 262 occupied homes in the 84714 area. With a population size of 828, it's not uncommon for residence of Beryl, UT to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Utah is around $604 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 84714 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Beryl, UT Home Insurance Rate Quotes

84714 Home Insurance Average Premiums

Local 84714 homeowners insurance quotes comparison

$354 /yr.

Shows Zip Code: 84714 lowest rates with discounts applied on average.

For the 84714, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$354 /yr.
Average Coverage:$604 /yr.
2600 sq. ft. or higher
(all discounts applied)
$904 /yr.

What is the average home insurance cost for a home in 84714?

  • • The average homeowners insurance premium paid annually for a home in 84714 is around $604 per year.

What does it cost on average per month for home insurance in 84714?

  • • Homeowners in 84714 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 84714?

  • • Autoowners in 84714 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Beryl area, check out other zip codes nearby 84714.
Review average rates in another zip code:
84714 homeowners insurance rates

Home Replacement Cost Coverage in 84714

Average Building Cost Per Square Foot in 84714: $189

Location: Beryl, Utah (Iron County)

Average Square Footage in 84714: 1,150 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84714 before you start any project. Beryl homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84714 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84714 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,150 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Beryl area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,150$217,300
Additional Upgrades & Added Features$2361,150$271,625
Major Home Updates or Advancements$2841,150$325,950

It's important to understand that when you estimate your replacement cost of your home in the 84714 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84714

Best Home & Auto Insurance Agencies in 84714

Housing Demographics for 84714

Population Review for 84714 Zip Code

For the city of Beryl, the population within 84714 has increased to over 976 residents in population size. The current population total is 828. We have broken down the population based on race below. In 84714, there are over 421 in male population and 407 females.

PopulationValues
Total Population828
White Population606
Black Population2
Hispanic Population221
Asian Population8
Hawaiian Population3
Indian Population27
Other Population121
Male Population421
Female Population407
Population Estimate976

Household Data for 84714

The average number of homes in 84714 is around 262, there are an average of 3.16 per household. The average house value according to local real estate values is around $217,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode262
Persons Per Household3.16
Average House Value$217,300
Income Per Household$57314
Median Age35.7
Median Age Male38.5
Median Age Female33.3
84714 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias Abbreviation
Area Code435
CityBeryl
City Alias NameBERYL
CountyIron
County FIPS021
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA16260
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCedar City, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees77
Business First Quarter Payroll1067
Business Annual Payroll4759
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population46163
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential309
Delivery Business15
Delivery Total341
Preferred Last Line KeyZ15814
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15814
Land Area382.832000
Water Area0.240000
City Alias Code
City Mixed CaseBeryl
City Alias Mixed CaseBeryl
Box Count0
SFDU57
MFDU0
State ANSI49
County ANSI021
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number496256
Unique ZIP Name
SSA State County Code46100
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseIron

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