Get multiple home insurance quotes in 84733. Our licensed 84733, UT agents are ready to serve you.

84733 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 84733 zip code it's important to know that our rates are very competitive for homeowners living in Gunlock, UT. Many homeowners based out of your 84733 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Utah licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 84733 should appear in the zip code field ready to go. For Gunlock, UT Homeowners Insurance Quotes nearby, we offer the best rates and service.

84733: Average Home Insurance Rates

For homeowners living in the great city of Gunlock, the average homeowners policy is considered very low in comparison to other states. Utah premiums are estimated to be around $589 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 84733 Home Insurance Quotes!

84733 Home Insurance Average Premiums

Local 84733 homeowners insurance quotes comparison

$339 /yr.

Shows Zip Code: 84733 lowest rates with discounts applied on average.

For the 84733, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$339 /yr.
Average Coverage:$589 /yr.
2600 sq. ft. or higher
(all discounts applied)
$889 /yr.

What is the average home insurance cost for a home in 84733?

  • • The average homeowners insurance premium paid annually for a home in 84733 is around $589 per year.

What does it cost on average per month for home insurance in 84733?

  • • Homeowners in 84733 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84733?

  • • Autoowners in 84733 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gunlock area, check out other zip codes nearby 84733.
Review average rates in another zip code:
84733 homeowners insurance rates

Home Replacement Cost Coverage in 84733

Average Building Cost Per Square Foot in 84733: $189

Location: Gunlock, Utah (Washington County)

Average Square Footage in 84733: 873 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84733 before you start any project. Gunlock homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84733 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84733 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 873 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gunlock area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189873$165,000
Additional Upgrades & Added Features$236873$206,250
Major Home Updates or Advancements$284873$247,500

It's important to understand that when you estimate your replacement cost of your home in the 84733 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84733

Best Home & Auto Insurance Agencies in 84733

Housing Demographics for 84733

Population Review for 84733 Zip Code

For the city of Gunlock, the population within 84733 has increased to over 145 residents in population size. The current population total is 127. We have broken down the population based on race below. In 84733, there are over 73 in male population and 54 females.

PopulationValues
Total Population127
White Population116
Black Population1
Hispanic Population5
Asian Population0
Hawaiian Population0
Indian Population1
Other Population4
Male Population73
Female Population54
Population Estimate145

Household Data for 84733

The average number of homes in 84733 is around 48, there are an average of 2.65 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode48
Persons Per Household2.65
Average House Value$165,000
Income Per Household$0
Median Age43.5
Median Age Male36.2
Median Age Female59.5
84733 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias Abbreviation
Area Code435
CityGunlock
City Alias NameGUNLOCK
CountyWashington
County FIPS053
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA41100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. George, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees29
Business First Quarter Payroll209
Business Annual Payroll797
Business Employment Flag
Growth Rank85
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number3551
Growth Increase Percentage2.6
Metropolitan DetailsValues
CBSA Population138115
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential55
Delivery Business1
Delivery Total55
Preferred Last Line Key004453
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key004453
Land Area59.415000
Water Area0.400000
City Alias Code
City Mixed CaseGunlock
City Alias Mixed CaseGunlock
Box Count0
SFDU0
MFDU0
State ANSI49
County ANSI053
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number497854
Unique ZIP Name
SSA State County Code46260
Medicare CBSA Code41100
Medicare CBSA NameSt. George, UT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWashington

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]