Get multiple home insurance quotes in 84744. Our licensed 84744, UT agents are ready to serve you.

Compare 84744 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 84744 area? The average homeowners premium in Utah for a standard homeowners policy is around $554/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 84744 zip code, the population size is around 334 with 125 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 84744.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Koosharem, UT Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. UT RateDiscountsSavingsShop Rates
$764up to 40% off$306

84744 Home Insurance Average Premiums

Local 84744 homeowners insurance quotes comparison

$304 /yr.

Shows Zip Code: 84744 lowest rates with discounts applied on average.

For the 84744, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$304 /yr.
Average Coverage:$554 /yr.
2600 sq. ft. or higher
(all discounts applied)
$854 /yr.

What is the average home insurance cost for a home in 84744?

  • • The average homeowners insurance premium paid annually for a home in 84744 is around $554 per year.

What does it cost on average per month for home insurance in 84744?

  • • Homeowners in 84744 pay a monthly average cost per month around $46.00.

What kind of discount could I get if I combine my home and auto insurance together in 84744?

  • • Autoowners in 84744 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Koosharem area, check out other zip codes nearby 84744.
Review average rates in another zip code:
84744 homeowners insurance rates

Home Replacement Cost Coverage in 84744

Average Building Cost Per Square Foot in 84744: $189

Location: Koosharem, Utah (Sevier County)

Average Square Footage in 84744: 821 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84744 before you start any project. Koosharem homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84744 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84744 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 821 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Koosharem area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$189821$155,200
Additional Upgrades & Added Features$236821$194,000
Major Home Updates or Advancements$284821$232,800

It's important to understand that when you estimate your replacement cost of your home in the 84744 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84744

Best Home & Auto Insurance Agencies in 84744

Housing Demographics for 84744

Population Review for 84744 Zip Code

For the city of Koosharem, the population within 84744 has increased to over 37 residents in population size. The current population total is 334. We have broken down the population based on race below. In 84744, there are over 166 in male population and 168 females.

PopulationValues
Total Population334
White Population298
Black Population0
Hispanic Population12
Asian Population0
Hawaiian Population2
Indian Population1
Other Population1
Male Population166
Female Population168
Population Estimate37

Household Data for 84744

The average number of homes in 84744 is around 125, there are an average of 2.67 per household. The average house value according to local real estate values is around $155,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode125
Persons Per Household2.67
Average House Value$155,200
Income Per Household$53182
Median Age44.0
Median Age Male48.5
Median Age Female38.3
84744 DetailsValues
StateUT
State Full NameUtah
City TypeC
City Alias Abbreviation
Area Code435
CityKoosharem
City Alias NameKOOSHAREM
CountySevier
County FIPS041
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees25
Business First Quarter Payroll147
Business Annual Payroll882
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential14
Delivery Business0
Delivery Total161
Preferred Last Line KeyZ16087
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16087
Land Area107.777000
Water Area0.153000
City Alias Code
City Mixed CaseKoosharem
City Alias Mixed CaseKoosharem
Box Count0
SFDU14
MFDU0
State ANSI49
County ANSI041
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number497344
Unique ZIP Name
SSA State County Code46200
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSevier

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]