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Homeowners Insurance coverage in 84752

If you are a homeowner in 84752 or Minersville, UT you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Minersville.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 84752.

Learn more about our homeowners insurance shopping service by selecting the best Minersville, UT Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 84752?

Residents of Minersville have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in Utah? While Utah is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, Utah comes in at 49 in the country for homeowners insurance premiums.

If you are living in 84752 zipcode, expect to pay around $559 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Minersville does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

84752 Home Insurance Average Premiums

Local 84752 homeowners insurance quotes comparison

$309 /yr.

Shows Zip Code: 84752 lowest rates with discounts applied on average.

For the 84752, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$309 /yr.
Average Coverage:$559 /yr.
2600 sq. ft. or higher
(all discounts applied)
$859 /yr.

What is the average home insurance cost for a home in 84752?

  • • The average homeowners insurance premium paid annually for a home in 84752 is around $559 per year.

What does it cost on average per month for home insurance in 84752?

  • • Homeowners in 84752 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 84752?

  • • Autoowners in 84752 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Minersville area, check out other zip codes nearby 84752.
Review average rates in another zip code:
84752 homeowners insurance rates

Home Replacement Cost Coverage in 84752

Average Building Cost Per Square Foot in 84752: $189

Location: Minersville, Utah (Beaver County)

Average Square Footage in 84752: 1,065 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84752 before you start any project. Minersville homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84752 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84752 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,065 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Minersville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,065$201,300
Additional Upgrades & Added Features$2361,065$251,625
Major Home Updates or Advancements$2841,065$301,950

It's important to understand that when you estimate your replacement cost of your home in the 84752 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84752

Best Home & Auto Insurance Agencies in 84752

Housing Demographics for 84752

Population Review for 84752 Zip Code

For the city of Minersville, the population within 84752 has increased to over 0 residents in population size. The current population total is 891. We have broken down the population based on race below. In 84752, there are over 440 in male population and 451 females.

PopulationValues
Total Population891
White Population777
Black Population0
Hispanic Population116
Asian Population0
Hawaiian Population7
Indian Population2
Other Population32
Male Population440
Female Population451
Population Estimate0

Household Data for 84752

The average number of homes in 84752 is around 294, there are an average of 3.03 per household. The average house value according to local real estate values is around $201,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode294
Persons Per Household3.03
Average House Value$201,300
Income Per Household$58125
Median Age33.9
Median Age Male35.8
Median Age Female32.9
84752 DetailsValues
StateUT
State Full NameUtah
City TypeZ
City Alias Abbreviation
Area Code435
CityMinersville
City Alias NameMINERSVILLE
CountyBeaver
County FIPS001
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees74
Business First Quarter Payroll385
Business Annual Payroll1674
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential0
Delivery Business0
Delivery Total378
Preferred Last Line KeyZ16146
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16146
Land Area50.200000
Water Area1.549000
City Alias Code
City Mixed CaseMinersville
City Alias Mixed CaseMinersville
Box Count353
SFDU0
MFDU0
State ANSI49
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number495678
Unique ZIP Name
SSA State County Code46000
Medicare CBSA Code99946
Medicare CBSA NameRural Areas in UT
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseBeaver

Utah Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]