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84779 Homeowners Insurance Quotes & Rates

Virgin residents living within the 256 homes available in the zip code of 84779 are shopping online to compare cheaper and more affordable Virgin, UT home insurance rates. In the great city of Virgin, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Utah is around $589 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 84779 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 84779 home insurance rates today! Please give us a call now at 1-855-976-2656. For Virgin, UT Homeowners Insurance Quotes, Click to easily get started!

84779 Home Insurance Average Premiums

Local 84779 homeowners insurance quotes comparison

$339 /yr.

Shows Zip Code: 84779 lowest rates with discounts applied on average.

For the 84779, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$339 /yr.
Average Coverage:$589 /yr.
2600 sq. ft. or higher
(all discounts applied)
$889 /yr.

What is the average home insurance cost for a home in 84779?

  • • The average homeowners insurance premium paid annually for a home in 84779 is around $589 per year.

What does it cost on average per month for home insurance in 84779?

  • • Homeowners in 84779 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84779?

  • • Autoowners in 84779 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Virgin area, check out other zip codes nearby 84779.
Review average rates in another zip code:
84779 homeowners insurance rates

Home Replacement Cost Coverage in 84779

Average Building Cost Per Square Foot in 84779: $189

Location: Virgin, Utah (Washington County)

Average Square Footage in 84779: 1,965 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84779 before you start any project. Virgin homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84779 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84779 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,965 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Virgin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,965$371,300
Additional Upgrades & Added Features$2361,965$464,125
Major Home Updates or Advancements$2841,965$556,950

It's important to understand that when you estimate your replacement cost of your home in the 84779 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84779

Best Home & Auto Insurance Agencies in 84779

Housing Demographics for 84779

Population Review for 84779 Zip Code

For the city of Virgin, the population within 84779 has increased to over 33 residents in population size. The current population total is 730. We have broken down the population based on race below. In 84779, there are over 369 in male population and 361 females.

PopulationValues
Total Population730
White Population645
Black Population8
Hispanic Population66
Asian Population4
Hawaiian Population3
Indian Population12
Other Population20
Male Population369
Female Population361
Population Estimate33

Household Data for 84779

The average number of homes in 84779 is around 256, there are an average of 2.56 per household. The average house value according to local real estate values is around $371,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode256
Persons Per Household2.56
Average House Value$371,300
Income Per Household$76250
Median Age44.3
Median Age Male43.2
Median Age Female45.3
84779 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias Abbreviation
Area Code435
CityVirgin
City Alias NameVIRGIN
CountyWashington
County FIPS053
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA41100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. George, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses20
Number Of Employees252
Business First Quarter Payroll1889
Business Annual Payroll8769
Business Employment Flag
Growth Rank85
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number3551
Growth Increase Percentage2.6
Metropolitan DetailsValues
CBSA Population138115
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential13
Delivery Business0
Delivery Total327
Preferred Last Line Key018988
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key018988
Land Area232.001000
Water Area0.435000
City Alias Code
City Mixed CaseVirgin
City Alias Mixed CaseVirgin
Box Count287
SFDU0
MFDU0
State ANSI49
County ANSI053
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number494726
Unique ZIP Name
SSA State County Code46260
Medicare CBSA Code41100
Medicare CBSA NameSt. George, UT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWashington

Utah Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]