Get multiple home insurance quotes in 84780. Our licensed 84780, UT agents are ready to serve you.

Compare 84780 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 84780 area? The average homeowners premium in Utah for a standard homeowners policy is around $588/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 84780 zip code, the population size is around 28,025 with 9,443 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 84780.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Washington, UT Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. UT RateDiscountsSavingsShop Rates
$764up to 40% off$306

84780 Home Insurance Average Premiums

Local 84780 homeowners insurance quotes comparison

$338 /yr.

Shows Zip Code: 84780 lowest rates with discounts applied on average.

For the 84780, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$338 /yr.
Average Coverage:$588 /yr.
2600 sq. ft. or higher
(all discounts applied)
$888 /yr.

What is the average home insurance cost for a home in 84780?

  • • The average homeowners insurance premium paid annually for a home in 84780 is around $588 per year.

What does it cost on average per month for home insurance in 84780?

  • • Homeowners in 84780 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 84780?

  • • Autoowners in 84780 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Washington area, check out other zip codes nearby 84780.
Review average rates in another zip code:
84780 homeowners insurance rates

Home Replacement Cost Coverage in 84780

Average Building Cost Per Square Foot in 84780: $189

Location: Washington, Utah (Washington County)

Average Square Footage in 84780: 1,961 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84780 before you start any project. Washington homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84780 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84780 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,961 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Washington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,961$370,700
Additional Upgrades & Added Features$2361,961$463,375
Major Home Updates or Advancements$2841,961$556,050

It's important to understand that when you estimate your replacement cost of your home in the 84780 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84780

Best Home & Auto Insurance Agencies in 84780

Mays, Van - Mays Van

Address: 127 E Telegraph St Washington, UT 84780
Phone:
Website: http://www.allstateagencies.com/a050932/Welcome/
Info:

Housing Demographics for 84780

Population Review for 84780 Zip Code

For the city of Washington, the population within 84780 has increased to over 40,661 residents in population size. The current population total is 28,025. We have broken down the population based on race below. In 84780, there are over 13985 in male population and 14040 females.

PopulationValues
Total Population28,025
White Population24062
Black Population129
Hispanic Population2704
Asian Population298
Hawaiian Population259
Indian Population265
Other Population1079
Male Population13985
Female Population14040
Population Estimate40661

Household Data for 84780

The average number of homes in 84780 is around 9,443, there are an average of 2.96 per household. The average house value according to local real estate values is around $370,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,443
Persons Per Household2.96
Average House Value$370,700
Income Per Household$78575
Median Age36.6
Median Age Male35.3
Median Age Female37.8
84780 DetailsValues
StateUT
State Full NameUtah
City TypeP
City Alias Abbreviation
Area Code435
CityWashington
City Alias NameWASHINGTON
CountyWashington
County FIPS053
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA41100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. George, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses815
Number Of Employees5363
Business First Quarter Payroll42660
Business Annual Payroll192202
Business Employment Flag
Growth Rank85
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number3551
Growth Increase Percentage2.6
Metropolitan DetailsValues
CBSA Population138115
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential13737
Delivery Business440
Delivery Total14614
Preferred Last Line KeyZ16370
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16370
Land Area61.770000
Water Area0.012000
City Alias Code
City Mixed CaseWashington
City Alias Mixed CaseWashington
Box Count453
SFDU2594
MFDU131
State ANSI49
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number499418
Unique ZIP Name
SSA State County Code46260
Medicare CBSA Code41100
Medicare CBSA NameSt. George, UT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWashington

Utah Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]