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84781 Home Insurance Rates & Premiums

Did you know there are over 257 people living within the 84781 zip code area? There are over 142 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 84781.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Utah are on the rise. The estimated average premium is around $505 a year for a standard homeowners insurance policy in Pine Valley. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Pine Valley, UT Homeowners Insurance Quotes Online

84781 Home Insurance Average Premiums

Local 84781 homeowners insurance quotes comparison

$255 /yr.

Shows Zip Code: 84781 lowest rates with discounts applied on average.

For the 84781, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$255 /yr.
Average Coverage:$505 /yr.
2600 sq. ft. or higher
(all discounts applied)
$805 /yr.

What is the average home insurance cost for a home in 84781?

  • • The average homeowners insurance premium paid annually for a home in 84781 is around $505 per year.

What does it cost on average per month for home insurance in 84781?

  • • Homeowners in 84781 pay a monthly average cost per month around $42.00.

What kind of discount could I get if I combine my home and auto insurance together in 84781?

  • • Autoowners in 84781 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pine Valley area, check out other zip codes nearby 84781.
Review average rates in another zip code:
84781 homeowners insurance rates

Home Replacement Cost Coverage in 84781

Average Building Cost Per Square Foot in 84781: $189

Location: Pine Valley, Utah (Washington County)

Average Square Footage in 84781: 2,247 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84781 before you start any project. Pine Valley homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84781 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84781 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,247 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pine Valley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1892,247$424,600
Additional Upgrades & Added Features$2362,247$530,750
Major Home Updates or Advancements$2842,247$636,900

It's important to understand that when you estimate your replacement cost of your home in the 84781 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84781

Best Home & Auto Insurance Agencies in 84781

Housing Demographics for 84781

Population Review for 84781 Zip Code

For the city of Pine Valley, the population within 84781 has increased to over 508 residents in population size. The current population total is 257. We have broken down the population based on race below. In 84781, there are over 147 in male population and 110 females.

PopulationValues
Total Population257
White Population242
Black Population0
Hispanic Population14
Asian Population1
Hawaiian Population0
Indian Population1
Other Population2
Male Population147
Female Population110
Population Estimate508

Household Data for 84781

The average number of homes in 84781 is around 142, there are an average of 1.81 per household. The average house value according to local real estate values is around $424,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode142
Persons Per Household1.81
Average House Value$424,600
Income Per Household$111176
Median Age62.2
Median Age Male62.9
Median Age Female60.3
84781 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias Abbreviation
Area Code435
CityPine Valley
City Alias NamePINE VALLEY
CountyWashington
County FIPS053
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA41100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. George, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees5
Business First Quarter Payroll34
Business Annual Payroll238
Business Employment Flag
Growth Rank85
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number3551
Growth Increase Percentage2.6
Metropolitan DetailsValues
CBSA Population138115
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential281
Delivery Business1
Delivery Total11293
Preferred Last Line KeyZ16217
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ16217
Land Area74.285000
Water Area0.012000
City Alias Code
City Mixed CasePine Valley
City Alias Mixed CasePine Valley
Box Count0
SFDU0
MFDU0
State ANSI49
County ANSI053
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number491190
Unique ZIP Name
SSA State County Code46260
Medicare CBSA Code41100
Medicare CBSA NameSt. George, UT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWashington

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