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84782 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 84782? There are over 302 occupied homes in the 84782 area. With a population size of 907, it's not uncommon for residence of Veyo, UT to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Utah is around $619 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 84782 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Veyo, UT Home Insurance Rate Quotes

84782 Home Insurance Average Premiums

Local 84782 homeowners insurance quotes comparison

$369 /yr.

Shows Zip Code: 84782 lowest rates with discounts applied on average.

For the 84782, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$369 /yr.
Average Coverage:$619 /yr.
2600 sq. ft. or higher
(all discounts applied)
$919 /yr.

What is the average home insurance cost for a home in 84782?

  • • The average homeowners insurance premium paid annually for a home in 84782 is around $619 per year.

What does it cost on average per month for home insurance in 84782?

  • • Homeowners in 84782 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 84782?

  • • Autoowners in 84782 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Veyo area, check out other zip codes nearby 84782.
Review average rates in another zip code:
84782 homeowners insurance rates

Home Replacement Cost Coverage in 84782

Average Building Cost Per Square Foot in 84782: $189

Location: Veyo, Utah (Washington County)

Average Square Footage in 84782: 1,652 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84782 before you start any project. Veyo homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84782 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84782 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,652 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Veyo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1891,652$312,200
Additional Upgrades & Added Features$2361,652$390,250
Major Home Updates or Advancements$2841,652$468,300

It's important to understand that when you estimate your replacement cost of your home in the 84782 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84782

Best Home & Auto Insurance Agencies in 84782

Housing Demographics for 84782

Population Review for 84782 Zip Code

For the city of Veyo, the population within 84782 has increased to over 1,032 residents in population size. The current population total is 907. We have broken down the population based on race below. In 84782, there are over 420 in male population and 487 females.

PopulationValues
Total Population907
White Population853
Black Population1
Hispanic Population38
Asian Population0
Hawaiian Population0
Indian Population1
Other Population17
Male Population420
Female Population487
Population Estimate1032

Household Data for 84782

The average number of homes in 84782 is around 302, there are an average of 3.00 per household. The average house value according to local real estate values is around $312,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode302
Persons Per Household3.00
Average House Value$312,200
Income Per Household$64135
Median Age44.6
Median Age Male40.9
Median Age Female45.9
84782 DetailsValues
StateUT
State Full NameUtah
City TypeC
City Alias Abbreviation
Area Code435
CityVeyo
City Alias NameVEYO
CountyWashington
County FIPS053
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA41100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. George, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees58
Business First Quarter Payroll440
Business Annual Payroll1984
Business Employment Flag
Growth Rank85
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number3551
Growth Increase Percentage2.6
Metropolitan DetailsValues
CBSA Population138115
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential344
Delivery Business27
Delivery Total649
Preferred Last Line KeyZ18785
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ18785
Land Area20.884000
Water Area0.008000
City Alias Code
City Mixed CaseVeyo
City Alias Mixed CaseVeyo
Box Count0
SFDU1
MFDU0
State ANSI49
County ANSI053
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number498500
Unique ZIP Name
SSA State County Code46260
Medicare CBSA Code41100
Medicare CBSA NameSt. George, UT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWashington

Utah Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]