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Compare 84783 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Dammeron Valley just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 375 neighbors looking to save on their home insurance policy in the local 84783 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 84783. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Utah rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Dammeron Valley, UT home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Dammeron Valley, UT

84783 Home Insurance Average Premiums

Local 84783 homeowners insurance quotes comparison

$285 /yr.

Shows Zip Code: 84783 lowest rates with discounts applied on average.

For the 84783, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$285 /yr.
Average Coverage:$535 /yr.
2600 sq. ft. or higher
(all discounts applied)		$835 /yr.

What is the average home insurance cost for a home in 84783?

  • • The average homeowners insurance premium paid annually for a home in 84783 is around $535 per year.

What does it cost on average per month for home insurance in 84783?

  • • Homeowners in 84783 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 84783?

  • • Autoowners in 84783 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dammeron Valley area, check out other zip codes nearby 84783.
Review average rates in another zip code:
84783 homeowners insurance rates

Home Replacement Cost Coverage in 84783

Average Building Cost Per Square Foot in 84783: $189

Location: Dammeron Valley, Utah (Washington County)

Average Square Footage in 84783: 2,377 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 84783 before you start any project. Dammeron Valley homeowners pay on average around $189 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 84783 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 84783 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,377 sq. ft. and the average cost to rebuild the home in this area is around $189 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dammeron Valley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1892,377$449,200
Additional Upgrades & Added Features$2362,377$561,500
Major Home Updates or Advancements$2842,377$673,800

It's important to understand that when you estimate your replacement cost of your home in the 84783 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 84783

Best Home & Auto Insurance Agencies in 84783

Housing Demographics for 84783

Population Review for 84783 Zip Code

For the city of Dammeron Valley, the population within 84783 has increased to over 958 residents in population size. The current population total is 907. We have broken down the population based on race below. In 84783, there are over 477 in male population and 430 females.

PopulationValues
Total Population907
White Population829
Black Population3
Hispanic Population40
Asian Population2
Hawaiian Population0
Indian Population14
Other Population10
Male Population477
Female Population430
Population Estimate958

Household Data for 84783

The average number of homes in 84783 is around 375, there are an average of 2.42 per household. The average house value according to local real estate values is around $449,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode375
Persons Per Household2.42
Average House Value$449,200
Income Per Household$59722
Median Age58.3
Median Age Male57.8
Median Age Female58.6
84783 DetailsValues
StateUT
State Full NameUtah
City TypeN
City Alias AbbreviationDAMMERON VLY
Area Code435
CityDammeron Valley
City Alias NameDAMMERON VALLEY
CountyWashington
County FIPS053
State FIPS49
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA41100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. George, UT
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses25
Number Of Employees43
Business First Quarter Payroll312
Business Annual Payroll1567
Business Employment Flag
Growth Rank85
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number3551
Growth Increase Percentage2.6
Metropolitan DetailsValues
CBSA Population138115
CBSA Division Population0
Congressional District02
Congressional LandArea39987.95
Delivery Residential396
Delivery Business5
Delivery Total739
Preferred Last Line KeyZ15939
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ15939
Land Area34.401000
Water Area0.022000
City Alias Code
City Mixed CaseDammeron Valley
City Alias Mixed CaseDammeron Valley
Box Count0
SFDU0
MFDU0
State ANSI49
County ANSI053
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number498500
Unique ZIP Name
SSA State County Code46260
Medicare CBSA Code41100
Medicare CBSA NameSt. George, UT
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseWashington

Utah Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]