Get multiple home insurance quotes in 05032. Our licensed 05032, VT agents are ready to serve you.

05032 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 05032 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Bethel, VT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 05032 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Vermont, like average Bethel homeowners insurance rates, coverage options or home insurance types, please select Bethel, VT Home Insurance Rates Online!

05032 Home Insurance Average Premiums

Local 05032 homeowners insurance quotes comparison

$503 /yr.

Shows Zip Code: 05032 lowest rates with discounts applied on average.

For the 05032, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$503 /yr.
Average Coverage:$753 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1053 /yr.

What is the average home insurance cost for a home in 05032?

  • • The average homeowners insurance premium paid annually for a home in 05032 is around $753 per year.

What does it cost on average per month for home insurance in 05032?

  • • Homeowners in 05032 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 05032?

  • • Autoowners in 05032 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bethel area, check out other zip codes nearby 05032.
Review average rates in another zip code:
05032 homeowners insurance rates

Home Replacement Cost Coverage in 05032

Average Building Cost Per Square Foot in 05032: $159

Location: Bethel, Vermont (Windsor County)

Average Square Footage in 05032: 1,255 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05032 before you start any project. Bethel homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05032 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05032 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,255 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bethel area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,255$199,600
Additional Upgrades & Added Features$1991,255$249,500
Major Home Updates or Advancements$2391,255$299,400

It's important to understand that when you estimate your replacement cost of your home in the 05032 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05032

Best Home & Auto Insurance Agencies in 05032

Housing Demographics for 05032

Population Review for 05032 Zip Code

For the city of Bethel, the population within 05032 has increased to over 2,090 residents in population size. The current population total is 2,631. We have broken down the population based on race below. In 05032, there are over 1294 in male population and 1337 females.

PopulationValues
Total Population2,631
White Population2439
Black Population18
Hispanic Population44
Asian Population11
Hawaiian Population0
Indian Population5
Other Population20
Male Population1294
Female Population1337
Population Estimate2090

Household Data for 05032

The average number of homes in 05032 is around 1,159, there are an average of 2.27 per household. The average house value according to local real estate values is around $199,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,159
Persons Per Household2.27
Average House Value$199,600
Income Per Household$66972
Median Age46.7
Median Age Male46.6
Median Age Female46.8
05032 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityBethel
City Alias NameBETHEL
CountyWindsor
County FIPS027
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA30150
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLebanon-Claremont, NH-VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses67
Number Of Employees640
Business First Quarter Payroll8381
Business Annual Payroll36430
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential921
Delivery Business45
Delivery Total1220
Preferred Last Line KeyV26062
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV26062
Land Area67.932000
Water Area0.366000
City Alias Code
City Mixed CaseBethel
City Alias Mixed CaseBethel
Box Count201
SFDU901
MFDU0
State ANSI50
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number500588
Unique ZIP Name
SSA State County Code47130
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseWindsor

Vermont Homeowners Insurance News & Information

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