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Compare 05069 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in South Ryegate just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 268 neighbors looking to save on their home insurance policy in the local 05069 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 05069. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Vermont rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your South Ryegate, VT home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in South Ryegate, VT

05069 Home Insurance Average Premiums

Local 05069 homeowners insurance quotes comparison

$484 /yr.

Shows Zip Code: 05069 lowest rates with discounts applied on average.

For the 05069, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$484 /yr.
Average Coverage:$734 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1034 /yr.

What is the average home insurance cost for a home in 05069?

  • • The average homeowners insurance premium paid annually for a home in 05069 is around $734 per year.

What does it cost on average per month for home insurance in 05069?

  • • Homeowners in 05069 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 05069?

  • • Autoowners in 05069 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the South Ryegate area, check out other zip codes nearby 05069.
Review average rates in another zip code:
05069 homeowners insurance rates

Home Replacement Cost Coverage in 05069

Average Building Cost Per Square Foot in 05069: $159

Location: South Ryegate, Vermont (Caledonia County)

Average Square Footage in 05069: 1,224 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05069 before you start any project. South Ryegate homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05069 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05069 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,224 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Ryegate area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,224$194,600
Additional Upgrades & Added Features$1991,224$243,250
Major Home Updates or Advancements$2391,224$291,900

It's important to understand that when you estimate your replacement cost of your home in the 05069 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05069

Best Home & Auto Insurance Agencies in 05069

Housing Demographics for 05069

Population Review for 05069 Zip Code

For the city of South Ryegate, the population within 05069 has increased to over 489 residents in population size. The current population total is 673. We have broken down the population based on race below. In 05069, there are over 336 in male population and 337 females.

PopulationValues
Total Population673
White Population632
Black Population4
Hispanic Population5
Asian Population0
Hawaiian Population0
Indian Population4
Other Population5
Male Population336
Female Population337
Population Estimate489

Household Data for 05069

The average number of homes in 05069 is around 268, there are an average of 2.51 per household. The average house value according to local real estate values is around $194,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode268
Persons Per Household2.51
Average House Value$194,600
Income Per Household$87813
Median Age46.7
Median Age Male49.9
Median Age Female44.9
05069 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CitySouth Ryegate
City Alias NameSOUTH RYEGATE
CountyCaledonia
County FIPS005
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees60
Business First Quarter Payroll502
Business Annual Payroll2588
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential195
Delivery Business5
Delivery Total352
Preferred Last Line KeyV27047
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV27047
Land Area17.514000
Water Area0.101000
City Alias Code
City Mixed CaseSouth Ryegate
City Alias Mixed CaseSouth Ryegate
Box Count101
SFDU195
MFDU0
State ANSI50
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number507364
Unique ZIP Name
SSA State County Code47020
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCaledonia

Vermont Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]