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05071, VT Home Insurance

In the zip code of 05071, the population size is around 307, which consists of 145 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in South Woodstock, VT. A few years ago, a study was done and found that the average home insurance rates for Vermont are around $750 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 05071 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in South Woodstock. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click South Woodstock, VT Homeowners Insurance Online Rates Today!

05071 Home Insurance Average Premiums

Local 05071 homeowners insurance quotes comparison

$500 /yr.

Shows Zip Code: 05071 lowest rates with discounts applied on average.

For the 05071, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$500 /yr.
Average Coverage:$750 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1050 /yr.

What is the average home insurance cost for a home in 05071?

  • • The average homeowners insurance premium paid annually for a home in 05071 is around $750 per year.

What does it cost on average per month for home insurance in 05071?

  • • Homeowners in 05071 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 05071?

  • • Autoowners in 05071 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the South Woodstock area, check out other zip codes nearby 05071.
Review average rates in another zip code:
05071 homeowners insurance rates

Home Replacement Cost Coverage in 05071

Average Building Cost Per Square Foot in 05071: $159

Location: South Woodstock, Vermont (Windsor County)

Average Square Footage in 05071: 3,332 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05071 before you start any project. South Woodstock homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05071 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05071 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,332 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Woodstock area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1593,332$529,800
Additional Upgrades & Added Features$1993,332$662,250
Major Home Updates or Advancements$2393,332$794,700

It's important to understand that when you estimate your replacement cost of your home in the 05071 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05071

Best Home & Auto Insurance Agencies in 05071

Housing Demographics for 05071

Population Review for 05071 Zip Code

For the city of South Woodstock, the population within 05071 has increased to over 150 residents in population size. The current population total is 307. We have broken down the population based on race below. In 05071, there are over 129 in male population and 178 females.

PopulationValues
Total Population307
White Population285
Black Population5
Hispanic Population11
Asian Population3
Hawaiian Population0
Indian Population1
Other Population1
Male Population129
Female Population178
Population Estimate150

Household Data for 05071

The average number of homes in 05071 is around 145, there are an average of 2.12 per household. The average house value according to local real estate values is around $529,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode145
Persons Per Household2.12
Average House Value$529,800
Income Per Household$75625
Median Age52.1
Median Age Male50.5
Median Age Female52.2
05071 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias AbbreviationS WOODSTOCK
Area Code802
CitySouth Woodstock
City Alias NameSOUTH WOODSTOCK
CountyWindsor
County FIPS027
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA30150
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLebanon-Claremont, NH-VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses14
Number Of Employees62
Business First Quarter Payroll685
Business Annual Payroll3025
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential71
Delivery Business0
Delivery Total176
Preferred Last Line KeyV27060
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV27060
Land Area14.449000
Water Area0.012000
City Alias Code
City Mixed CaseSouth Woodstock
City Alias Mixed CaseSouth Woodstock
Box Count98
SFDU71
MFDU0
State ANSI50
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number507532
Unique ZIP Name
SSA State County Code47130
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseWindsor

Vermont Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]