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05161 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 05161? There are over 283 occupied homes in the 05161 area. With a population size of 590, it's not uncommon for residence of Weston, VT to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Vermont is around $822 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 05161 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Weston, VT Home Insurance Rate Quotes

05161 Home Insurance Average Premiums

Local 05161 homeowners insurance quotes comparison

$572 /yr.

Shows Zip Code: 05161 lowest rates with discounts applied on average.

For the 05161, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$572 /yr.
Average Coverage:$822 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1122 /yr.

What is the average home insurance cost for a home in 05161?

  • • The average homeowners insurance premium paid annually for a home in 05161 is around $822 per year.

What does it cost on average per month for home insurance in 05161?

  • • Homeowners in 05161 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 05161?

  • • Autoowners in 05161 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Weston area, check out other zip codes nearby 05161.
Review average rates in another zip code:
05161 homeowners insurance rates

Home Replacement Cost Coverage in 05161

Average Building Cost Per Square Foot in 05161: $159

Location: Weston, Vermont (Windsor County)

Average Square Footage in 05161: 2,740 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05161 before you start any project. Weston homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05161 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05161 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,740 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Weston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1592,740$435,700
Additional Upgrades & Added Features$1992,740$544,625
Major Home Updates or Advancements$2392,740$653,550

It's important to understand that when you estimate your replacement cost of your home in the 05161 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05161

Best Home & Auto Insurance Agencies in 05161

Housing Demographics for 05161

Population Review for 05161 Zip Code

For the city of Weston, the population within 05161 has increased to over 418 residents in population size. The current population total is 590. We have broken down the population based on race below. In 05161, there are over 292 in male population and 298 females.

PopulationValues
Total Population590
White Population559
Black Population2
Hispanic Population9
Asian Population5
Hawaiian Population1
Indian Population0
Other Population3
Male Population292
Female Population298
Population Estimate418

Household Data for 05161

The average number of homes in 05161 is around 283, there are an average of 2.06 per household. The average house value according to local real estate values is around $435,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode283
Persons Per Household2.06
Average House Value$435,700
Income Per Household$110833
Median Age58.2
Median Age Male58.4
Median Age Female58.0
05161 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityWeston
City Alias NameWESTON
CountyWindsor
County FIPS027
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA30150
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLebanon-Claremont, NH-VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses30
Number Of Employees152
Business First Quarter Payroll999
Business Annual Payroll5503
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential203
Delivery Business4
Delivery Total424
Preferred Last Line KeyV27265
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV27265
Land Area35.047000
Water Area0.196000
City Alias Code
City Mixed CaseWeston
City Alias Mixed CaseWeston
Box Count180
SFDU203
MFDU0
State ANSI50
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number509100
Unique ZIP Name
SSA State County Code47130
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseWindsor

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