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Compare multiple home insurance rates for your home in Bennington just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 6,151 neighbors looking to save on their home insurance policy in the local 05201 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 05201. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Vermont rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Bennington, VT home insurance rates today!
For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Bennington, VT
05201 Home Insurance Average Premiums
$504 /yr.
Shows Zip Code: 05201 lowest rates with discounts applied on average.
For the 05201, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $504 /yr. |
| Average Coverage: | $754 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1054 /yr. |
What is the average home insurance cost for a home in 05201?
- • The average homeowners insurance premium paid annually for a home in 05201 is around $754 per year.
What does it cost on average per month for home insurance in 05201?
- • Homeowners in 05201 pay a monthly average cost per month around $63.00.
What kind of discount could I get if I combine my home and auto insurance together in 05201?
- • Autoowners in 05201 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Bennington area, check out other zip codes nearby 05201.
Review average rates in another zip code:
05201 homeowners insurance rates
Home Replacement Cost Coverage in 05201
Average Building Cost Per Square Foot in 05201: $159
Location: Bennington, Vermont (Bennington County)Average Square Footage in 05201: 1,117 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 05201 before you start any project. Bennington homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05201 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 05201 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,117 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bennington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $159 | 1,117 | $177,600 |
| Additional Upgrades & Added Features | $199 | 1,117 | $222,000 |
| Major Home Updates or Advancements | $239 | 1,117 | $266,400 |
It's important to understand that when you estimate your replacement cost of your home in the 05201 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 05201
Robert M. Edwards Agency
Address: 423 Main St Bennington, VT 05201Phone: (802)442-4411
Website:
Best Home & Auto Insurance Agencies in 05201
Met Life Auto & Home INS
Address: 439 Main St, #11 Bennington, VT 05201Phone:
Website: http://www.metlife.com/
Info:
Robert M. Edwards Agency
Address: 423 Main St Bennington, VT 05201Phone:
Website:
Info:
Thibodeau- James F - State Farm Insurance Agent
Address: 112 North St Bennington, VT 05201Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 05201
Population Review for 05201 Zip Code
For the city of Bennington, the population within 05201 has increased to over 14,374 residents in population size. The current population total is 14,370. We have broken down the population based on race below. In 05201, there are over 6981 in male population and 7389 females.
| Population | Values |
|---|---|
| Total Population | 14,370 |
| White Population | 13076 |
| Black Population | 232 |
| Hispanic Population | 342 |
| Asian Population | 120 |
| Hawaiian Population | 4 |
| Indian Population | 29 |
| Other Population | 98 |
| Male Population | 6981 |
| Female Population | 7389 |
| Population Estimate | 14374 |
Household Data for 05201
The average number of homes in 05201 is around 6,151, there are an average of 2.24 per household. The average house value according to local real estate values is around $177,600. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 6,151 |
| Persons Per Household | 2.24 |
| Average House Value | $177,600 |
| Income Per Household | $53544 |
| Median Age | 45.4 |
| Median Age Male | 43.7 |
| Median Age Female | 47.2 |
| 05201 Details | Values |
|---|---|
| State | VT |
| State Full Name | Vermont |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 802 |
| City | Bennington |
| City Alias Name | BENNINGTON |
| County | Bennington |
| County FIPS | 003 |
| State FIPS | 50 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | |
| CBSA | 13540 |
| CBSA_DIV | |
| CBSA_Type | Micro |
| CBSA_Name | Bennington, VT |
| MSA_Name | |
| PMSA_Name | |
| Region | Northeast |
| Division | New England |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 457 |
| Number Of Employees | 7498 |
| Business First Quarter Payroll | 71717 |
| Business Annual Payroll | 324246 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 37125 |
| CBSA Division Population | 0 |
| Congressional District | |
| Congressional LandArea | |
| Delivery Residential | 6417 |
| Delivery Business | 543 |
| Delivery Total | 7644 |
| Preferred Last Line Key | V26052 |
| Classification Code | |
| Multi-County | |
| CSA Name | |
| CBSA_DIV_Name | |
| City State Key | V26052 |
| Land Area | 99.146000 |
| Water Area | 0.346000 |
| City Alias Code | |
| City Mixed Case | Bennington |
| City Alias Mixed Case | Bennington |
| Box Count | 565 |
| SFDU | 5216 |
| MFDU | 381 |
| State ANSI | 50 |
| County ANSI | 003 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 500504 |
| Unique ZIP Name | |
| SSA State County Code | 47010 |
| Medicare CBSA Code | 99947 |
| Medicare CBSA Name | Rural Areas in VT |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 1 |
| County Mixed Case | Bennington |
Vermont Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]