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Home Insurance Rates in 05352

For homeowners shopping online in 05352, our insurance rates are very competitive for homeowners living in Stamford, VT. Many homeowners based out of the great city of Stamford have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Vermont licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 05352, simply click the "Get Multiple Quotes Now" button. Your 05352 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Stamford, VT Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

05352 Home Insurance Rating is: Medium!

If you live in 05352, you can easily save up to 40% off the average home insurance premium of $692 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Stamford can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 05352 today!

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05352 Home Insurance Average Premiums

Local 05352 homeowners insurance quotes comparison

$442 /yr.

Shows Zip Code: 05352 lowest rates with discounts applied on average.

For the 05352, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$442 /yr.
Average Coverage:$692 /yr.
2600 sq. ft. or higher
(all discounts applied)
$992 /yr.

What is the average home insurance cost for a home in 05352?

  • • The average homeowners insurance premium paid annually for a home in 05352 is around $692 per year.

What does it cost on average per month for home insurance in 05352?

  • • Homeowners in 05352 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 05352?

  • • Autoowners in 05352 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Stamford area, check out other zip codes nearby 05352.
Review average rates in another zip code:
05352 homeowners insurance rates

Home Replacement Cost Coverage in 05352

Average Building Cost Per Square Foot in 05352: $159

Location: Stamford, Vermont (Bennington County)

Average Square Footage in 05352: 1,537 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05352 before you start any project. Stamford homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05352 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05352 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,537 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stamford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,537$244,400
Additional Upgrades & Added Features$1991,537$305,500
Major Home Updates or Advancements$2391,537$366,600

It's important to understand that when you estimate your replacement cost of your home in the 05352 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05352

Best Home & Auto Insurance Agencies in 05352

Housing Demographics for 05352

Population Review for 05352 Zip Code

For the city of Stamford, the population within 05352 has increased to over 858 residents in population size. The current population total is 857. We have broken down the population based on race below. In 05352, there are over 427 in male population and 430 females.

PopulationValues
Total Population857
White Population819
Black Population7
Hispanic Population10
Asian Population4
Hawaiian Population0
Indian Population0
Other Population0
Male Population427
Female Population430
Population Estimate858

Household Data for 05352

The average number of homes in 05352 is around 358, there are an average of 2.39 per household. The average house value according to local real estate values is around $244,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode358
Persons Per Household2.39
Average House Value$244,400
Income Per Household$71563
Median Age50.2
Median Age Male49.3
Median Age Female50.5
05352 DetailsValues
StateVT
State Full NameVermont
City TypeN
City Alias Abbreviation
Area Code802
CityStamford
City Alias NameSTAMFORD
CountyBennington
County FIPS003
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA13540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBennington, VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees22
Business First Quarter Payroll161
Business Annual Payroll746
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37125
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential359
Delivery Business8
Delivery Total367
Preferred Last Line Key009771
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key009771
Land Area39.426000
Water Area0.116000
City Alias Code
City Mixed CaseStamford
City Alias Mixed CaseStamford
Box Count0
SFDU359
MFDU0
State ANSI50
County ANSI003
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number506356
Unique ZIP Name
SSA State County Code47010
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseBennington

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