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05362 Home Insurance Rates & Premiums

Did you know there are over 257 people living within the 05362 zip code area? There are over 160 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 05362.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Vermont are on the rise. The estimated average premium is around $785 a year for a standard homeowners insurance policy in Williamsville. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Williamsville, VT Homeowners Insurance Quotes Online

05362 Home Insurance Average Premiums

Local 05362 homeowners insurance quotes comparison

$535 /yr.

Shows Zip Code: 05362 lowest rates with discounts applied on average.

For the 05362, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$535 /yr.
Average Coverage:$785 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1085 /yr.

What is the average home insurance cost for a home in 05362?

  • • The average homeowners insurance premium paid annually for a home in 05362 is around $785 per year.

What does it cost on average per month for home insurance in 05362?

  • • Homeowners in 05362 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 05362?

  • • Autoowners in 05362 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Williamsville area, check out other zip codes nearby 05362.
Review average rates in another zip code:
05362 homeowners insurance rates

Home Replacement Cost Coverage in 05362

Average Building Cost Per Square Foot in 05362: $159

Location: Williamsville, Vermont (Windham County)

Average Square Footage in 05362: 1,744 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05362 before you start any project. Williamsville homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05362 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05362 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,744 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Williamsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,744$277,300
Additional Upgrades & Added Features$1991,744$346,625
Major Home Updates or Advancements$2391,744$415,950

It's important to understand that when you estimate your replacement cost of your home in the 05362 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05362

Best Home & Auto Insurance Agencies in 05362

Housing Demographics for 05362

Population Review for 05362 Zip Code

For the city of Williamsville, the population within 05362 has increased to over 106 residents in population size. The current population total is 257. We have broken down the population based on race below. In 05362, there are over 152 in male population and 105 females.

PopulationValues
Total Population257
White Population237
Black Population2
Hispanic Population7
Asian Population2
Hawaiian Population0
Indian Population2
Other Population6
Male Population152
Female Population105
Population Estimate106

Household Data for 05362

The average number of homes in 05362 is around 160, there are an average of 1.61 per household. The average house value according to local real estate values is around $277,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode160
Persons Per Household1.61
Average House Value$277,300
Income Per Household$53587
Median Age50.8
Median Age Male50.0
Median Age Female55.7
05362 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityWilliamsville
City Alias NameWILLIAMSVILLE
CountyWindham
County FIPS025
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA313
CBSA14710
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBrattleboro, VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees14
Business First Quarter Payroll97
Business Annual Payroll404
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential66
Delivery Business1
Delivery Total199
Preferred Last Line KeyV27281
Classification Code
Multi-County
CSA NameKeene-Brattleboro, NH-VT
CBSA_DIV_Name
City State KeyV27281
Land Area6.465000
Water Area0.071000
City Alias Code
City Mixed CaseWilliamsville
City Alias Mixed CaseWilliamsville
Box Count118
SFDU66
MFDU0
State ANSI50
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number509492
Unique ZIP Name
SSA State County Code47120
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseWindham

Vermont Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]