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05363 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 05363? There are over 1,113 occupied homes in the 05363 area. With a population size of 2,380, it's not uncommon for residence of Wilmington, VT to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Vermont is around $758 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 05363 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Wilmington, VT Home Insurance Rate Quotes

05363 Home Insurance Average Premiums

Local 05363 homeowners insurance quotes comparison

$508 /yr.

Shows Zip Code: 05363 lowest rates with discounts applied on average.

For the 05363, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$508 /yr.
Average Coverage:$758 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1058 /yr.

What is the average home insurance cost for a home in 05363?

  • • The average homeowners insurance premium paid annually for a home in 05363 is around $758 per year.

What does it cost on average per month for home insurance in 05363?

  • • Homeowners in 05363 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 05363?

  • • Autoowners in 05363 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wilmington area, check out other zip codes nearby 05363.
Review average rates in another zip code:
05363 homeowners insurance rates

Home Replacement Cost Coverage in 05363

Average Building Cost Per Square Foot in 05363: $159

Location: Wilmington, Vermont (Windham County)

Average Square Footage in 05363: 1,445 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05363 before you start any project. Wilmington homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05363 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05363 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,445 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wilmington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,445$229,700
Additional Upgrades & Added Features$1991,445$287,125
Major Home Updates or Advancements$2391,445$344,550

It's important to understand that when you estimate your replacement cost of your home in the 05363 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05363

Best Home & Auto Insurance Agencies in 05363

Housing Demographics for 05363

Population Review for 05363 Zip Code

For the city of Wilmington, the population within 05363 has increased to over 1,339 residents in population size. The current population total is 2,380. We have broken down the population based on race below. In 05363, there are over 1192 in male population and 1188 females.

PopulationValues
Total Population2,380
White Population2203
Black Population8
Hispanic Population76
Asian Population14
Hawaiian Population1
Indian Population10
Other Population18
Male Population1192
Female Population1188
Population Estimate1339

Household Data for 05363

The average number of homes in 05363 is around 1,113, there are an average of 2.14 per household. The average house value according to local real estate values is around $229,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,113
Persons Per Household2.14
Average House Value$229,700
Income Per Household$62692
Median Age51.9
Median Age Male51.7
Median Age Female52.1
05363 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityWilmington
City Alias NameWILMINGTON
CountyWindham
County FIPS025
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA313
CBSA14710
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBrattleboro, VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses128
Number Of Employees876
Business First Quarter Payroll7337
Business Annual Payroll32114
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential626
Delivery Business43
Delivery Total1639
Preferred Last Line KeyV27286
Classification Code
Multi-County
CSA NameKeene-Brattleboro, NH-VT
CBSA_DIV_Name
City State KeyV27286
Land Area62.647000
Water Area2.135000
City Alias Code
City Mixed CaseWilmington
City Alias Mixed CaseWilmington
Box Count857
SFDU626
MFDU0
State ANSI50
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number509548
Unique ZIP Name
SSA State County Code47120
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseWindham

Vermont Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]